ZIP Code · FL

ZIP 32025

Part of Lake City, FL

Pop. 22,948·Columbia County·646th most expensive ZIP in Florida

Median rent (all units)

$1,400/mo

Year-over-Year

-0.2%

Month-over-Month

-10.4%

vs US Median

-$548

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 32025 · $1,400

More affordable than 80% of US ZIP codes · National median $1,948/mo

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Medians by bedroom

Rent by unit size

Studio

$1,020

1 BR

$1,070

2 BR

$1,360

3 BR

$1,630

4 BR+

$1,800

Research median

$1,360/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: August 17, 2026

From the history

What the numbers show

Past year vs. the rest of Florida

Rent in ZIP 32025 changed -0.2% over the year to July 2026. Across the 616 Florida ZIP codes Zillow tracks, the typical change was +1.3%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($55,004) is $1,375 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,360); a 3-bedroom is $1,630.

From Zillow's monthly rent index (ZORI) for ZIP 32025. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,800/yr

At $1,400/mo median

Location

CityLake City

StateFL

CountyColumbia County

Rent Market Meter

Strong Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are down 0.2% year-over-year. Push hard on price, concessions, and lease terms.

Based on rent-price momentum (-0.2% YoY, -10.4% MoM), not inventory.

Demographics

Who lives here

ZIP 32025 (Lake City, FL) is majority owner-occupied, has a median income below the national average, 16.3% of residents hold a bachelor's degree or higher.

Population

22,948

Median income

$55,004

Median age

39.4

Renters

40.1%

Age distribution

19%

25.1%

25.2%

12.7%

18%

Under 1819%

18–3425.1%

35–5425.2%

55–6412.7%

65+18%

Gender

53.3%

46.7%

Male53.3%

Female46.7%

Race & ethnicity

66.3%

20.9%

White66.3%

Black20.9%

Hispanic8.1%

Other4.3%

Education (25+)

12.9%

34.3%

36.5%

16.3%

No HS diploma12.9%

HS diploma34.3%

Some college36.5%

Bachelor's+16.3%

Housing tenure

59.9%

40.1%

Owner59.9%

Renter40.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32025 in Lake City, FL has changed in 5 years

Income

$47,439 → $55,004

up 15.9%

Population

23,649 → 22,948

down 3.0%

Renter share

41% → 40.1%

-0.9 pts

Bachelor's+

16.4% → 16.3%

-0.1 pts

Median age

38 → 39.4

+1.4 yrs

Local incomes tracked alongside that move, going from a median of $47,439 in 2021 to $55,004 more recently. Headcount in the area went from 23,649 to 22,948 between 2021 and 2024, a 3.0% change.

Community

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Local insights

Tips for renters in ZIP 32025

About renting in ZIP 32025

Last updated: August 17, 2026

ZIP code 32025 covers Lake City, FL. The median rent here is $1,400/mo as of August 2026. A 1-bedroom rents for a median of $1,070/mo. A 2-bedroom rents for a median of $1,360/mo.

At 31% of local median household income ($55,004/yr), ZIP 32025 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 0.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32025?

To keep rent at or below 30% of gross income, you would need to earn at least $56,000/year (about $27/hour full-time) to afford the median rent of $1,400/mo in ZIP 32025. The local median household income is $55,004/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 32025?

Rent in ZIP 32025 has been roughly flat over the past year, a -0.2% change.

How does ZIP 32025 compare to other ZIPs in Florida?

ZIP 32025 is one of the more affordable among Florida ZIP codes for rent, ranking #646 of 661 at $1,400/mo. Over the year to July 2026, rent in ZIP 32025 changed -0.2%, against a typical +1.3% across the 616 Florida ZIP codes Zillow tracks.