ZIP Code · FL

ZIP 32073

Part of Orange Park, FL

Pop. 43,561·Clay County·641st most expensive ZIP in Florida

Median rent (all units)

$1,415/mo

Year-over-Year

+1.6%

Month-over-Month

+0.6%

vs US Median

-$517

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 32073 · $1,415

More affordable than 79% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,340

1 BR

$1,370

2 BR

$1,640

3 BR

$2,020

4 BR+

$2,530

Research median

$1,640/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 32073 usually run 1.8% below trend in February and 1.3% above it in July, about $44 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 32073 is 0.4% below its high of $1,420 in August 2024, at $1,415 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 32073 changed +1.7% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 32073 rose 39% while median household income rose 27.2% ($60,088 to $76,455). Rent outpaced income.

Since before the pandemic

Rent in ZIP 32073 is 38.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($76,455) is $1,911 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,640); a 3-bedroom is $2,020.

From Zillow's monthly rent index (ZORI) for ZIP 32073. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,980/yr

At $1,415/mo median

Location

CityOrange Park

StateFL

CountyClay County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.6% YoY, +0.6% MoM), not inventory.

Demographics

Who lives here

ZIP 32073 (Orange Park, FL) is majority owner-occupied, has a large retiree population, 26.7% of residents hold a bachelor's degree or higher.

Population

43,561

Median income

$76,455

Median age

41.4

Renters

37.1%

Age distribution

18.8%

23.4%

24.8%

12.5%

20.6%

Under 1818.8%

18–3423.4%

35–5424.8%

55–6412.5%

65+20.6%

Gender

49.9%

50.1%

Male49.9%

Female50.1%

Race & ethnicity

62.6%

17.4%

12.1%

White62.6%

Black17.4%

Hispanic12.1%

Asian4.8%

Other3.1%

Education (25+)

26.4%

38.6%

26.7%

No HS diploma8.4%

HS diploma26.4%

Some college38.6%

Bachelor's+26.7%

Housing tenure

62.9%

37.1%

Owner62.9%

Renter37.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32073 in Orange Park, FL has changed in 5 years

Rent

$1,151 → $1,415

up 22.9%

Income

$67,370 → $76,455

up 13.5%

Population

42,278 → 43,561

up 3.0%

Renter share

36.8% → 37.1%

+0.3 pts

Bachelor's+

26.3% → 26.7%

+0.4 pts

Median age

39.5 → 41.4

+1.9 yrs

Across the past five years, the going rent in ZIP 32073 in Orange Park, FL has shifted from $1,151 to $1,415, up 22.9% since 2021. Census figures show median household income at $76,455 today, compared with $67,370 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 32073 in Orange Park, FL adding about 1,283 residents over the five-year window, up 3.0% on net. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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About renting in ZIP 32073

Last updated: October 17, 2026

ZIP code 32073 covers Orange Park, FL. The median rent here is $1,415/mo as of October 2026. A 1-bedroom rents for a median of $1,370/mo. A 2-bedroom rents for a median of $1,640/mo.

At 22% of local median household income ($76,455/yr), ZIP 32073 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32073?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (about $27/hour full-time) to afford the median rent of $1,415/mo in ZIP 32073. The local median household income is $76,455/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 32073?

Rent in ZIP 32073 has risen 1.6% over the past year as of September 2026. It sits 0.4% below its high of $1,420 in August 2024.

When is the cheapest time to rent in ZIP 32073?

Asking rents in ZIP 32073 are usually lowest in February, about 1.8% below their yearly trend, and highest in July, about 1.3% above it. At today's median that is a gap of roughly $44 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 32073?

Yes. From 2019 to 2024, rent in ZIP 32073 rose 39% while median household income rose 27.2%, from $60,088 to $76,455. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 32073 compare to other ZIPs in Florida?

ZIP 32073 is one of the more affordable among Florida ZIP codes for rent, ranking #641 of 656 at $1,415/mo. Over the year to September 2026, rent in ZIP 32073 changed +1.7%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.