ZIP Code · FL

ZIP 32081

Part of Ponte Vedra, FL

Pop. 29,784·Saint Johns County·190th most expensive ZIP in Florida

Median rent (all units)

$2,383/mo

Year-over-Year

+2.9%

Month-over-Month

+1.0%

vs US Median

+$451

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 32081 · $2,383

More expensive than 76% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,870

1 BR

$1,970

2 BR

$2,340

3 BR

$2,930

4 BR+

$3,710

Research median

$2,340/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 32081 usually run 1.4% below trend in January and 1.2% above it in July, about $62 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 32081 is at its highest level since Zillow's records here began in February 2021.

Past year vs. the rest of Florida

Rent in ZIP 32081 changed +2.8% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 6 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($131,624) is $3,291 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,930); a 4-bedroom is $3,710.

Cheaper nearby

ZIP 32256, 5 miles away, rents for 35% less ($1,560/mo), about $9,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 32081. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$28,596/yr

At $2,383/mo median

Location

CityPonte Vedra

StateFL

CountySaint Johns County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.9% YoY, +1.0% MoM), not inventory.

Demographics

Who lives here

ZIP 32081 (Ponte Vedra, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 72% of residents hold a bachelor's degree or higher.

Population

29,784

Median income

$131,624

Median age

41.7

Renters

18.3%

Age distribution

28.3%

29.3%

21.8%

Under 1828.3%

18–3410.2%

35–5429.3%

55–6410.4%

65+21.8%

Gender

50.5%

49.5%

Male50.5%

Female49.5%

Race & ethnicity

83.8%

White83.8%

Black1.4%

Hispanic8.1%

Asian3.5%

Other3.3%

Education (25+)

17.9%

72%

No HS diploma2.1%

HS diploma7.9%

Some college17.9%

Bachelor's+72%

Housing tenure

81.7%

18.3%

Owner81.7%

Renter18.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32081 in Ponte Vedra, FL has changed in 5 years

Rent

$1,920 → $2,383

up 24.1%

Income

$128,570 → $131,624

up 2.4%

Population

20,867 → 29,784

up 42.7%

Renter share

11.5% → 18.3%

+6.8 pts

Bachelor's+

66.2% → 72%

+5.8 pts

Median age

40.3 → 41.7

+1.4 yrs

Since 2021, the typical rent in ZIP 32081 in Ponte Vedra, FL has climbed from $1,920 to $2,383, a 24.1% change over five years. Local incomes tracked alongside that move, going from a median of $128,570 in 2021 to $131,624 more recently. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 42.7% since 2021, moving from about 20,867 residents to roughly 29,784. Renters now make up 18.3% of households, compared with 11.5% five years ago. College-educated residents now make up 72% of adults here, versus 66.2% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 32081 in Ponte Vedra, FL market of 2021.

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About renting in ZIP 32081

Last updated: October 17, 2026

ZIP code 32081 covers Ponte Vedra, FL. The median rent here is $2,383/mo as of October 2026. A 1-bedroom rents for a median of $1,970/mo. A 2-bedroom rents for a median of $2,340/mo.

At 22% of local median household income ($131,624/yr), ZIP 32081 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32081?

To keep rent at or below 30% of gross income, you would need to earn at least $95,000/year (about $46/hour full-time) to afford the median rent of $2,383/mo in ZIP 32081. The local median household income is $131,624/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 32081?

Rent in ZIP 32081 has risen 2.9% over the past year as of September 2026. That is the highest level since Zillow's records here began in February 2021.

When is the cheapest time to rent in ZIP 32081?

Asking rents in ZIP 32081 are usually lowest in January, about 1.4% below their yearly trend, and highest in July, about 1.2% above it. At today's median that is a gap of roughly $62 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 32081 compare to other ZIPs in Florida?

ZIP 32081 is one of the pricier among Florida ZIP codes for rent, ranking #190 of 656 at $2,383/mo. Over the year to September 2026, rent in ZIP 32081 changed +2.8%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.