ZIP Code · FL

ZIP 32095

Pop. 21,399·Saint Johns County·255th most expensive ZIP in Florida
Median rent (all units)
$2,261/mo
Year-over-Year
+8.3%
Month-over-Month
+2.2%
vs US Median
+$296
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 32095 · $2,261
More expensive than 72% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,380
1 BR
$1,410
2 BR
$1,690
3 BR
$2,080
4 BR+
$2,610
Research median
$1,690/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$27,132/yr
At $2,261/mo median
Location
StateFL
CountySaint Johns County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.3% YoY, +2.2% MoM), not inventory.
Demographics

Who lives here

ZIP 32095 (Saint Augustine, FL) is majority owner-occupied, has a median income above the national average, 56.4% of residents hold a bachelor's degree or higher.

Population
21,399
Median income
$136,038
Median age
42.7
Renters
8%
Age distribution
23.8%
15.9%
30.3%
12.2%
17.8%
Under 1823.8%
18–3415.9%
35–5430.3%
55–6412.2%
65+17.8%
Gender
48%
52%
Male48%
Female52%
Race & ethnicity
77.7%
White77.7%
Black5.7%
Hispanic9.9%
Asian6.6%
Education (25+)
15.6%
24.8%
56.4%
No HS diploma3.2%
HS diploma15.6%
Some college24.8%
Bachelor's+56.4%
Housing tenure
92%
Owner92%
Renter8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32095 in Saint Augustine, FL has changed in 5 years

Income
$92,941 → $136,038
up 46.4%
Population
15,021 → 21,399
up 42.5%
Renter share
13.3% → 8%
-5.3 pts
Bachelor's+
47.9% → 56.4%
+8.5 pts
Median age
41.8 → 42.7
+0.9 yrs

Median household income rose from $92,941 to $136,038 between 2021 and 2024, a 46.4% shift. The population has grown by 42.5% since 2021, moving from about 15,021 residents to roughly 21,399. Renters now make up 8% of households, compared with 13.3% five years ago. College-educated residents now make up 56.4% of adults here, versus 47.9% in 2021.

Community

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Local insights

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About renting in ZIP 32095

Last updated: July 20, 2026

ZIP code 32095 covers Saint Augustine, FL. The median rent here is $2,261/mo as of July 2026. A 1-bedroom rents for a median of $1,410/mo. A 2-bedroom rents for a median of $1,690/mo.

At 20% of local median household income ($136,038/yr), ZIP 32095 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.3% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 32095?

As of July 20, 2026, the median monthly rent in ZIP 32095 (Saint Augustine, FL) is $2,261. This is based on aggregated data from public sources and community submissions.

How does ZIP 32095 rent compare to the US average?

ZIP 32095's median rent of $2,261/mo is $296 (15%) above the US national median of $1,965/mo.

How does ZIP 32095 compare to other ZIPs in Florida?

ZIP 32095 falls in the middle range for Florida, ranking #255 out of 662 ZIPs at $2,261/mo.

How much income do you need to rent in ZIP 32095?

To keep rent at or below 30% of gross income, you would need to earn at least $90,000/year (~$43/hour full-time) to afford the median rent of $2,261/mo in ZIP 32095. The local median household income is $136,038/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 32095?

Rent in ZIP 32095 has increased 8.3% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 32095 an affordable place to rent?

ZIP 32095 is considered very affordable for renters. At $2,261/mo, rent takes approximately 20% of the local median household income ($136,038/yr). The standard benchmark is 30%. ZIP 32095 falls comfortably within that range.

What percentage of ZIP 32095 residents rent vs. own?

According to Census data, approximately 8% of ZIP 32095 households are renters, while 92% are owner-occupied. ZIP 32095 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 32095 compare to the rest of Saint Augustine?

ZIP 32095 is pricier than Saint Augustine as a whole. At $2,261/mo, it's $140 above the Saint Augustine citywide median of $2,121/mo.

When was rent data for ZIP 32095 last updated?

Rent data for ZIP 32095 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $2,261/mo, rent takes ~20% of ZIP 32095's median household income ($136,038/yr). The standard benchmark is 30%.

ZIP 32095 20%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 32095 (Saint Augustine, FL)

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