ZIP 32095
Is your rent fair?
Compare your rent to the local median.
Rent by unit size
Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in ZIP 32095 is 1.4% below its high of $2,060 in November 2025, at $2,031 as of September 2026.
Rent in ZIP 32095 changed -0.8% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.
Rent has fallen 3 months in a row, and rose in 6 of the last 12 months.
30% of the median household income ($136,038) is $3,401 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,610).
3rd cheapest of 5 ZIP codes in Saint Augustine.
ZIP 32084, 8 miles away, rents for 13% less ($1,765/mo), about $3,200 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 32095. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 32095 (Saint Augustine, FL) is majority owner-occupied, has a median income above the national average, 56.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 32095 in Saint Augustine, FL has changed in 5 years
The median rent in ZIP 32095 in Saint Augustine, FL stood at $1,973 in 2022 and currently runs about $2,031, reflecting a 2.9% increase over the period. Median household income rose from $92,941 to $136,038 between 2021 and 2024, a 46.4% shift. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 42.5% since 2021, moving from about 15,021 residents to roughly 21,399. Renters now make up 8% of households, compared with 13.3% five years ago. College-educated residents now make up 56.4% of adults here, versus 47.9% in 2021. Taken together, the five-year picture in ZIP 32095 in Saint Augustine, FL reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.
Discussions about ZIP 32095
No discussions yet. Start the conversation.
Tips for renters in ZIP 32095
Last updated: October 17, 2026
ZIP code 32095 covers Saint Augustine, FL. The median rent here is $2,031/mo as of October 2026. A 1-bedroom rents for a median of $1,410/mo. A 2-bedroom rents for a median of $1,690/mo.
At 18% of local median household income ($136,038/yr), ZIP 32095 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.8% over the past year.
Frequently asked questions
How much income do you need to rent in ZIP 32095?
Is rent going up or down in ZIP 32095?
How does ZIP 32095 compare to other ZIPs in Florida?
How does ZIP 32095 compare to the rest of Saint Augustine?
At $2,031/mo, rent takes ~18% of ZIP 32095's median household income ($136,038/yr). The standard benchmark is 30%.
How does this area stack up?
Pick another city or ZIP to compare.
Be the first to submit your rent for this ZIP.
No discussions yet.