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ZIP Code · FL

ZIP 32539

Pop. 33,290·Okaloosa County·455th most expensive ZIP in Florida
Median rent (all units)
$1,892/mo
Year-over-Year
+2.6%
Month-over-Month
+0.2%
vs US Median
-$73
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 32539 · $1,892
More expensive than 54% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,210
1 BR
$1,400
2 BR
$1,580
3 BR
$2,170
4 BR+
$2,640
Research median
$1,580/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$22,704/yr
At $1,892/mo median
Location
StateFL
CountyOkaloosa County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.6% YoY, +0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 32539 (Crestview, FL) is majority owner-occupied, 25.2% of residents hold a bachelor's degree or higher.

Population
33,290
Median income
$74,369
Median age
35.7
Renters
21.7%
Age distribution
24.2%
24.3%
24.9%
15.9%
Under 1824.2%
18–3424.3%
35–5424.9%
55–6410.6%
65+15.9%
Gender
51.6%
48.4%
Male51.6%
Female48.4%
Race & ethnicity
75%
12.4%
White75%
Black12.4%
Hispanic5.5%
Asian2.1%
Other5.1%
Education (25+)
27%
40.3%
25.2%
No HS diploma7.5%
HS diploma27%
Some college40.3%
Bachelor's+25.2%
Housing tenure
78.3%
21.7%
Owner78.3%
Renter21.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32539 in Crestview, FL has changed in 5 years

Income
$62,129 → $74,369
up 19.7%
Population
30,924 → 33,290
up 7.7%
Renter share
24.5% → 21.7%
-2.8 pts
Bachelor's+
23% → 25.2%
+2.2 pts
Median age
34 → 35.7
+1.7 yrs

Median household income rose from $62,129 to $74,369 between 2021 and 2024, a 19.7% shift. The population has grown by 7.7% since 2021, moving from about 30,924 residents to roughly 33,290. Renters now make up 21.7% of households, compared with 24.5% five years ago. College-educated residents now make up 25.2% of adults here, versus 23% in 2021.

Community

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Local insights

Tips for renters in ZIP 32539

About renting in ZIP 32539

Last updated: July 20, 2026

ZIP code 32539 covers Crestview, FL. The median rent here is $1,892/mo as of July 2026. A 1-bedroom rents for a median of $1,400/mo. A 2-bedroom rents for a median of $1,580/mo.

At 31% of local median household income ($74,369/yr), ZIP 32539 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 32539?

As of July 20, 2026, the median monthly rent in ZIP 32539 (Crestview, FL) is $1,892. This is based on aggregated data from public sources and community submissions.

How does ZIP 32539 rent compare to the US average?

ZIP 32539's median rent of $1,892/mo is $73 (4%) below the US national median of $1,965/mo.

How does ZIP 32539 compare to other ZIPs in Florida?

ZIP 32539 is among the more affordable ZIP codes in Florida, ranking #455 out of 662 ZIPs at $1,892/mo.

How much income do you need to rent in ZIP 32539?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (~$37/hour full-time) to afford the median rent of $1,892/mo in ZIP 32539. The local median household income is $74,369/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 32539?

Rent in ZIP 32539 has increased 2.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 32539 an affordable place to rent?

ZIP 32539 is considered moderate for renters. At $1,892/mo, rent takes approximately 31% of the local median household income ($74,369/yr). The standard benchmark is 30%. ZIP 32539 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 32539 residents rent vs. own?

According to Census data, approximately 21.7% of ZIP 32539 households are renters, while 78.3% are owner-occupied. ZIP 32539 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 32539 compare to the rest of Crestview?

ZIP 32539 is more affordable than Crestview overall. At $1,892/mo, it's $29 below the Crestview citywide median of $1,921/mo.

When was rent data for ZIP 32539 last updated?

Rent data for ZIP 32539 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
31%
MODERATE

At $1,892/mo, rent takes ~31% of ZIP 32539's median household income ($74,369/yr). The standard benchmark is 30%.

ZIP 32539 31%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 32539 (Crestview, FL)

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