ZIP Code · FL

ZIP 32966

Part of Vero Beach, FL

Pop. 20,686·Indian River County·367th most expensive ZIP in Florida

Median rent (all units)

$2,035/mo

Year-over-Year

+0.6%

Month-over-Month

Stable

vs US Median

+$87

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 32966 · $2,035

More expensive than 62% of US ZIP codes · National median $1,948/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,310

1 BR

$1,320

2 BR

$1,730

3 BR

$2,110

4 BR+

$2,900

Research median

$1,730/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

Past year vs. the rest of Florida

Rent in ZIP 32966 changed +0.6% over the year to August 2026. Across the 621 Florida ZIP codes Zillow tracks, the typical change was +1.6%.

Recent direction

Rent has risen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($66,771) is $1,669 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,320); a 2-bedroom is $1,730.

Rank in Vero Beach

3rd cheapest of 4 ZIP codes in Vero Beach.

From Zillow's monthly rent index (ZORI) for ZIP 32966. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$24,420/yr

At $2,035/mo median

Location

CityVero Beach

StateFL

CountyIndian River County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.6% YoY, +0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 32966 (Vero Beach, FL) is majority owner-occupied, has a large retiree population, 33.9% of residents hold a bachelor's degree or higher.

Population

20,686

Median income

$66,771

Median age

Renters

25.1%

Age distribution

15.2%

16.8%

46.2%

Under 1811.4%

18–3410.5%

35–5415.2%

55–6416.8%

65+46.2%

Gender

46.9%

53.1%

Male46.9%

Female53.1%

Race & ethnicity

83.8%

White83.8%

Black2.9%

Hispanic10.9%

Asian0.7%

Other1.7%

Education (25+)

30.1%

32.1%

33.9%

No HS diploma3.9%

HS diploma30.1%

Some college32.1%

Bachelor's+33.9%

Housing tenure

74.9%

25.1%

Owner74.9%

Renter25.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32966 in Vero Beach, FL has changed in 5 years

Income

$57,851 → $66,771

up 15.4%

Population

18,916 → 20,686

up 9.4%

Renter share

22.7% → 25.1%

+2.4 pts

Bachelor's+

30% → 33.9%

+3.9 pts

Median age

60.6 → 63

+2.4 yrs

Local incomes tracked alongside that move, going from a median of $57,851 in 2021 to $66,771 more recently. The population has grown by 9.4% since 2021, moving from about 18,916 residents to roughly 20,686. Renters now make up 25.1% of households, compared with 22.7% five years ago. College-educated residents now make up 33.9% of adults here, versus 30% in 2021.

Community

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Local insights

Tips for renters in ZIP 32966

About renting in ZIP 32966

Last updated: September 25, 2026

ZIP code 32966 covers Vero Beach, FL. The median rent here is $2,035/mo as of September 2026. A 1-bedroom rents for a median of $1,320/mo. A 2-bedroom rents for a median of $1,730/mo.

At 37% of local median household income ($66,771/yr), ZIP 32966 ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32966?

To keep rent at or below 30% of gross income, you would need to earn at least $81,000/year (about $39/hour full-time) to afford the median rent of $2,035/mo in ZIP 32966. The local median household income is $66,771/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 32966?

Rent in ZIP 32966 has risen 0.6% over the past year.

How does ZIP 32966 compare to other ZIPs in Florida?

ZIP 32966 is in the middle among Florida ZIP codes for rent, ranking #367 of 665 at $2,035/mo. Over the year to August 2026, rent in ZIP 32966 changed +0.6%, against a typical +1.6% across the 621 Florida ZIP codes Zillow tracks.