ZIP Code · FL

ZIP 33189

Part of Cutler Bay, FL

Pop. 26,128·Miami-Dade County·77th most expensive ZIP in Florida

Median rent (all units)

$2,802/mo

Year-over-Year

+4.5%

Month-over-Month

+0.3%

vs US Median

+$870

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 33189 · $2,802

More expensive than 87% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,690

1 BR

$1,840

2 BR

$2,250

3 BR

$2,890

4 BR+

$3,340

Research median

$2,250/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 33189 is at its highest level since Zillow's records here began in December 2021.

Past year vs. the rest of Florida

Rent in ZIP 33189 changed +4.5% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($69,420) is $1,736 a month. That covers HUD's Fair Market Rent for up to a studio ($1,690); a 1-bedroom is $1,840.

Cheaper nearby

ZIP 33157, 2 miles away, rents for 10% less ($2,515/mo), about $3,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 33189. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$33,624/yr

At $2,802/mo median

Location

CityCutler Bay

StateFL

CountyMiami-Dade County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.5% YoY, +0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 33189 (Cutler Bay, FL) is majority owner-occupied, 26.9% of residents hold a bachelor's degree or higher.

Population

26,128

Median income

$69,420

Median age

43.4

Renters

41.2%

Age distribution

21.9%

16.6%

30.6%

12.4%

18.4%

Under 1821.9%

18–3416.6%

35–5430.6%

55–6412.4%

65+18.4%

Gender

46.1%

53.9%

Male46.1%

Female53.9%

Race & ethnicity

28.1%

68.2%

White28.1%

Black10%

Hispanic68.2%

Asian2%

Education (25+)

16.5%

30.3%

26.3%

26.9%

No HS diploma16.5%

HS diploma30.3%

Some college26.3%

Bachelor's+26.9%

Housing tenure

58.8%

41.2%

Owner58.8%

Renter41.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 33189 in Cutler Bay, FL has changed in 5 years

Rent

$2,260 → $2,802

up 24.0%

Income

$54,286 → $69,420

up 27.9%

Population

24,120 → 26,128

up 8.3%

Renter share

44% → 41.2%

-2.8 pts

Bachelor's+

25.4% → 26.9%

+1.5 pts

Median age

40.8 → 43.4

+2.6 yrs

Rent in ZIP 33189 in Cutler Bay, FL has climbed 24.0% since 2022, going from about $2,260 per month to roughly $2,802 today. On the earnings side, the typical household in ZIP 33189 in Cutler Bay, FL now reports about $69,420, up from $54,286 in 2021. Income growth outran rent by about 3.9 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 24,120 to 26,128 between 2021 and 2024, a 8.3% change. About 41.2% of households rent today, against 44% in 2021. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 33189 in Cutler Bay, FL reflects that arc in its own way.

Community

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Local insights

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About renting in ZIP 33189

Last updated: October 17, 2026

ZIP code 33189 covers Cutler Bay, FL. The median rent here is $2,802/mo as of October 2026. A 1-bedroom rents for a median of $1,840/mo. A 2-bedroom rents for a median of $2,250/mo.

At 48% of local median household income ($69,420/yr), ZIP 33189 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33189?

To keep rent at or below 30% of gross income, you would need to earn at least $112,000/year (about $54/hour full-time) to afford the median rent of $2,802/mo in ZIP 33189. The local median household income is $69,420/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 33189?

Rent in ZIP 33189 has risen 4.5% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2021.

How does ZIP 33189 compare to other ZIPs in Florida?

ZIP 33189 is one of the pricier among Florida ZIP codes for rent, ranking #77 of 656 at $2,802/mo. Over the year to September 2026, rent in ZIP 33189 changed +4.5%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.