ZIP Code · FL

ZIP 33190

Part of Cutler Bay, FL

Pop. 18,287·Miami-Dade County·69th most expensive ZIP in Florida

Median rent (all units)

$2,928/mo

Year-over-Year

+1.6%

Month-over-Month

-0.3%

vs US Median

+$996

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 33190 · $2,928

More expensive than 89% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,810

1 BR

$1,970

2 BR

$2,410

3 BR

$3,090

4 BR+

$3,570

Research median

$2,410/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 33190 is 0.8% below its high of $2,952 in February 2025, at $2,928 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 33190 changed +1.6% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($82,533) is $2,063 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,970); a 2-bedroom is $2,410.

Cheaper nearby

ZIP 33157, 3 miles away, rents for 14% less ($2,515/mo), about $5,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 33190. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$35,136/yr

At $2,928/mo median

Location

CityCutler Bay

StateFL

CountyMiami-Dade County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+1.6% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 33190 (Cutler Bay, FL) is roughly split between renters and owners, has a large share of families with children, 33.8% of residents hold a bachelor's degree or higher.

Population

18,287

Median income

$82,533

Median age

33.1

Renters

48.4%

Age distribution

28%

25.4%

28.1%

Under 1828%

18–3425.4%

35–5428.1%

55–6411.4%

65+7.2%

Gender

47.2%

52.8%

Male47.2%

Female52.8%

Race & ethnicity

28.3%

14.1%

70.3%

White28.3%

Black14.1%

Hispanic70.3%

Asian1.7%

Education (25+)

26.1%

29%

33.8%

No HS diploma11.2%

HS diploma26.1%

Some college29%

Bachelor's+33.8%

Housing tenure

51.6%

48.4%

Owner51.6%

Renter48.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 33190 in Cutler Bay, FL has changed in 5 years

Rent

$2,595 → $2,928

up 12.8%

Income

$66,546 → $82,533

up 24.0%

Population

17,230 → 18,287

up 6.1%

Renter share

51.7% → 48.4%

-3.3 pts

Bachelor's+

27.8% → 33.8%

+6.0 pts

Median age

33.7 → 33.1

-0.6 yrs

Across the past five years, the going rent in ZIP 33190 in Cutler Bay, FL has shifted from $2,595 to $2,928, up 12.8% since 2022. Median household income climbed from $66,546 to $82,533 between 2021 and 2024, a 24.0% shift. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 33190 in Cutler Bay, FL adding about 1,057 residents over the five-year window, up 6.1% on net. The renter share has eased from 51.7% to 48.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 27.8% to 33.8% across the same window. Taken together, the five-year picture in ZIP 33190 in Cutler Bay, FL reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 33190

Last updated: October 17, 2026

ZIP code 33190 covers Cutler Bay, FL. The median rent here is $2,928/mo as of October 2026. A 1-bedroom rents for a median of $1,970/mo. A 2-bedroom rents for a median of $2,410/mo.

At 43% of local median household income ($82,533/yr), ZIP 33190 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33190?

To keep rent at or below 30% of gross income, you would need to earn at least $117,000/year (about $56/hour full-time) to afford the median rent of $2,928/mo in ZIP 33190. The local median household income is $82,533/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 33190?

Rent in ZIP 33190 has risen 1.6% over the past year as of September 2026. It sits 0.8% below its high of $2,952 in February 2025.

How does ZIP 33190 compare to other ZIPs in Florida?

ZIP 33190 is one of the pricier among Florida ZIP codes for rent, ranking #69 of 656 at $2,928/mo. Over the year to September 2026, rent in ZIP 33190 changed +1.6%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.