ZIP Code · FL

ZIP 33545

Pop. 30,222·Pasco County·239th most expensive ZIP in Florida
Median rent (all units)
$2,255/mo
Year-over-Year
Stable
Month-over-Month
Stable
vs US Median
+$323
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 33545 · $2,255
More expensive than 72% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,240
1 BR
$2,380
2 BR
$2,780
3 BR
$3,550
4 BR+
$4,330
Research median
$2,780/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 33545 usually run 0.9% below trend in February and 0.7% above it in July, about $36 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 33545 is 1.1% below its high of $2,279 in March 2025, at $2,255 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 33545 changed 0.0% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 33545 rose 50.7% while median household income rose 45.5% ($81,687 to $118,889). Rent outpaced income.

Since before the pandemic

Rent in ZIP 33545 is 47.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($118,889) is $2,972 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,780); a 3-bedroom is $3,550.

Rank in Wesley Chapel

2nd cheapest of 3 ZIP codes in Wesley Chapel.

Cheaper nearby

ZIP 33541, 5 miles away, rents for 17% less ($1,878/mo), about $4,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 33545. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$27,060/yr
At $2,255/mo median
Location
StateFL
CountyPasco County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, +0.0% MoM), not inventory.
Demographics

Who lives here

ZIP 33545 (Wesley Chapel, FL) is majority owner-occupied, has a median income above the national average, 41.4% of residents hold a bachelor's degree or higher.

Population
30,222
Median income
$118,889
Median age
36.1
Renters
17.3%
Age distribution
24.2%
24%
32.2%
Under 1824.2%
18–3424%
35–5432.2%
55–6410.1%
65+9.4%
Gender
49.9%
50.1%
Male49.9%
Female50.1%
Race & ethnicity
49.9%
15.7%
31.1%
White49.9%
Black15.7%
Hispanic31.1%
Asian5.5%
Education (25+)
23.9%
29.3%
41.4%
No HS diploma5.5%
HS diploma23.9%
Some college29.3%
Bachelor's+41.4%
Housing tenure
82.7%
17.3%
Owner82.7%
Renter17.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 33545 in Wesley Chapel, FL has changed in 5 years

Rent
$1,736 → $2,255
up 29.9%
Income
$90,118 → $118,889
up 31.9%
Population
23,118 → 30,222
up 30.7%
Renter share
20.6% → 17.3%
-3.3 pts
Bachelor's+
37.2% → 41.4%
+4.2 pts

Compared with 2021, rent in ZIP 33545 in Wesley Chapel, FL has increased by $519 per month, settling near $2,255 after starting the period at $1,736. On the earnings side, the typical household in ZIP 33545 in Wesley Chapel, FL now reports about $118,889, up from $90,118 in 2021. Headcount in the area went from 23,118 to 30,222 between 2021 and 2024, a 30.7% change. About 17.3% of households rent today, against 20.6% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 37.2% to 41.4%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 33545 in Wesley Chapel, FL reflects that arc in its own way.

Community

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Local insights

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About renting in ZIP 33545

Last updated: October 17, 2026

ZIP code 33545 covers Wesley Chapel, FL. The median rent here is $2,255/mo as of October 2026. A 1-bedroom rents for a median of $2,380/mo. A 2-bedroom rents for a median of $2,780/mo.

At 23% of local median household income ($118,889/yr), ZIP 33545 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33545?

To keep rent at or below 30% of gross income, you would need to earn at least $90,000/year (about $43/hour full-time) to afford the median rent of $2,255/mo in ZIP 33545. The local median household income is $118,889/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 33545?

Rent in ZIP 33545 has been roughly flat over the past year as of September 2026, a 0.0% change. It sits 1.1% below its high of $2,279 in March 2025.

When is the cheapest time to rent in ZIP 33545?

Asking rents in ZIP 33545 are usually lowest in February, about 0.9% below their yearly trend, and highest in July, about 0.7% above it. At today's median that is a gap of roughly $36 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 33545?

Yes. From 2019 to 2024, rent in ZIP 33545 rose 50.7% while median household income rose 45.5%, from $81,687 to $118,889. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 33545 compare to other ZIPs in Florida?

ZIP 33545 is in the middle among Florida ZIP codes for rent, ranking #239 of 656 at $2,255/mo. Over the year to September 2026, rent in ZIP 33545 changed 0.0%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 33545 compare to the rest of Wesley Chapel?

At $2,255/mo, ZIP 33545 is $46 above the Wesley Chapel citywide median of $2,209/mo. It is the 2nd cheapest of 3 ZIP codes in Wesley Chapel.
Income Affordability
23%
VERY AFFORDABLE

At $2,255/mo, rent takes ~23% of ZIP 33545's median household income ($118,889/yr). The standard benchmark is 30%.

ZIP 33545 23%Benchmark 30%
State income taxNone
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Public schools near ZIP 33545 (Wesley Chapel, FL)

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