ZIP Code · FL

ZIP 33604

Part of Tampa, FL

Pop. 40,055·Hillsborough County·613th most expensive ZIP in Florida

Median rent (all units)

$1,509/mo

Year-over-Year

-1.4%

Month-over-Month

+0.6%

vs US Median

-$423

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 33604 · $1,509

More affordable than 72% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,129

1 BR

$1,203

2 BR

$1,401

3 BR

$1,790

4 BR+

$2,178

Research median

$1,401/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 33604 usually run 0.8% below trend in February and 0.5% above it in May, about $20 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 33604 is 2.1% below its high of $1,542 in August 2025, at $1,509 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 33604 changed -1.4% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 33604 rose 66.3% while median household income rose 36.4% ($43,094 to $58,766). Rent outpaced income.

Since before the pandemic

Rent in ZIP 33604 is 56.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($58,766) is $1,469 a month. That is less than HUD's Fair Market Rent for a studio ($1,540).

Rank in Tampa

3rd cheapest of 16 ZIP codes in Tampa.

From Zillow's monthly rent index (ZORI) for ZIP 33604. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$18,108/yr

At $1,509/mo median

Location

CityTampa

StateFL

CountyHillsborough County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-1.4% YoY, +0.6% MoM), not inventory.

Demographics

Who lives here

ZIP 33604 (Tampa, FL) is majority owner-occupied, has a median income below the national average, 27.7% of residents hold a bachelor's degree or higher.

Population

40,055

Median income

$58,766

Median age

36.3

Renters

44%

Age distribution

22%

25.6%

27.8%

14%

Under 1822%

18–3425.6%

35–5427.8%

55–6410.6%

65+14%

Gender

49.5%

50.5%

Male49.5%

Female50.5%

Race & ethnicity

40.3%

23.4%

36.8%

White40.3%

Black23.4%

Hispanic36.8%

Asian1.9%

Education (25+)

12.3%

31.9%

28.1%

27.7%

No HS diploma12.3%

HS diploma31.9%

Some college28.1%

Bachelor's+27.7%

Housing tenure

56%

44%

Owner56%

Renter44%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 33604 in Tampa, FL has changed in 5 years

Rent

$1,077 → $1,509

up 40.1%

Income

$46,617 → $58,766

up 26.1%

Population

38,743 → 40,055

up 3.4%

Renter share

43.7% → 44%

+0.3 pts

Bachelor's+

23.3% → 27.7%

+4.4 pts

Median age

37.9 → 36.3

-1.6 yrs

The median rent in ZIP 33604 in Tampa, FL stood at $1,077 in 2021 and currently runs about $1,509, reflecting a 40.1% increase over the period. On the earnings side, the typical household in ZIP 33604 in Tampa, FL now reports about $58,766, up from $46,617 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 3.4% since 2021, moving from about 38,743 residents to roughly 40,055. College-educated residents now make up 27.7% of adults here, versus 23.3% in 2021. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 33604 in Tampa, FL reflects that arc in its own way.

Community

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About renting in ZIP 33604

Last updated: October 17, 2026

ZIP code 33604 covers Tampa, FL. The median rent here is $1,509/mo as of October 2026. A 1-bedroom rents for a median of $1,203/mo. A 2-bedroom rents for a median of $1,401/mo.

At 31% of local median household income ($58,766/yr), ZIP 33604 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 1.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33604?

To keep rent at or below 30% of gross income, you would need to earn at least $60,000/year (about $29/hour full-time) to afford the median rent of $1,509/mo in ZIP 33604. The local median household income is $58,766/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 33604?

Rent in ZIP 33604 has fallen 1.4% over the past year as of September 2026. It sits 2.1% below its high of $1,542 in August 2025.

When is the cheapest time to rent in ZIP 33604?

Asking rents in ZIP 33604 are usually lowest in February, about 0.8% below their yearly trend, and highest in May, about 0.5% above it. At today's median that is a gap of roughly $20 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 33604?

Yes. From 2019 to 2024, rent in ZIP 33604 rose 66.3% while median household income rose 36.4%, from $43,094 to $58,766. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 33604 compare to other ZIPs in Florida?

ZIP 33604 is one of the more affordable among Florida ZIP codes for rent, ranking #613 of 656 at $1,509/mo. Over the year to September 2026, rent in ZIP 33604 changed -1.4%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.