ZIP Code · FL

ZIP 33884

Part of Winter Haven, FL

Pop. 37,561·Polk County·476th most expensive ZIP in Florida

Median rent (all units)

$1,826/mo

Year-over-Year

+2.2%

Month-over-Month

+1.4%

vs US Median

-$106

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 33884 · $1,826

More expensive than 51% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,430

1 BR

$1,440

2 BR

$1,750

3 BR

$2,360

4 BR+

$2,940

Research median

$1,750/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 33884 is at its highest level since Zillow's records here began in February 2015.

Past year vs. the rest of Florida

Rent in ZIP 33884 changed +2.2% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 33884 rose 47.8% while median household income rose 16.8% ($60,298 to $70,443). Rent outpaced income.

Since before the pandemic

Rent in ZIP 33884 is 50.7% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($70,443) is $1,761 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,750); a 3-bedroom is $2,360.

Rank in Winter Haven

3rd cheapest of 3 ZIP codes in Winter Haven.

Cheaper nearby

ZIP 33880, 7 miles away, rents for 19% less ($1,477/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 33884. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$21,912/yr

At $1,826/mo median

Location

CityWinter Haven

StateFL

CountyPolk County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.2% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.2% YoY, +1.4% MoM), not inventory.

Demographics

Who lives here

ZIP 33884 (Winter Haven, FL) is majority owner-occupied, has a large retiree population, 30.5% of residents hold a bachelor's degree or higher.

Population

37,561

Median income

$70,443

Median age

44.9

Renters

25.7%

Age distribution

19.7%

19.4%

22.9%

13.4%

24.5%

Under 1819.7%

18–3419.4%

35–5422.9%

55–6413.4%

65+24.5%

Gender

46.5%

53.5%

Male46.5%

Female53.5%

Race & ethnicity

61.9%

16.9%

20.7%

White61.9%

Black16.9%

Hispanic20.7%

Asian1.9%

Education (25+)

29.8%

31.7%

30.5%

No HS diploma8%

HS diploma29.8%

Some college31.7%

Bachelor's+30.5%

Housing tenure

74.3%

25.7%

Owner74.3%

Renter25.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 33884 in Winter Haven, FL has changed in 5 years

Rent

$1,388 → $1,826

up 31.6%

Income

$62,203 → $70,443

up 13.2%

Population

36,300 → 37,561

up 3.5%

Renter share

23.9% → 25.7%

+1.8 pts

Bachelor's+

27.7% → 30.5%

+2.8 pts

Median age

46.2 → 44.9

-1.3 yrs

Rent in ZIP 33884 in Winter Haven, FL has climbed 31.6% since 2021, going from about $1,388 per month to roughly $1,826 today. On the earnings side, the typical household in ZIP 33884 in Winter Haven, FL now reports about $70,443, up from $62,203 in 2021. Rent outpaced income growth by roughly 18.4 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 36,300 to 37,561 between 2021 and 2024, a 3.5% change. About 25.7% of households rent today, against 23.9% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 27.7% to 30.5%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 33884 in Winter Haven, FL reflects that arc in its own way.

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About renting in ZIP 33884

Last updated: October 17, 2026

ZIP code 33884 covers Winter Haven, FL. The median rent here is $1,826/mo as of October 2026. A 1-bedroom rents for a median of $1,440/mo. A 2-bedroom rents for a median of $1,750/mo.

At 31% of local median household income ($70,443/yr), ZIP 33884 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33884?

To keep rent at or below 30% of gross income, you would need to earn at least $73,000/year (about $35/hour full-time) to afford the median rent of $1,826/mo in ZIP 33884. The local median household income is $70,443/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 33884?

Rent in ZIP 33884 has risen 2.2% over the past year as of September 2026. That is the highest level since Zillow's records here began in February 2015.

Has rent outpaced income in ZIP 33884?

Yes. From 2019 to 2024, rent in ZIP 33884 rose 47.8% while median household income rose 16.8%, from $60,298 to $70,443. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 33884 compare to other ZIPs in Florida?

ZIP 33884 is one of the more affordable among Florida ZIP codes for rent, ranking #476 of 656 at $1,826/mo. Over the year to September 2026, rent in ZIP 33884 changed +2.2%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.