ZIP Code · FL

ZIP 33982

Part of Punta Gorda, FL

Pop. 13,006·Charlotte County·287th most expensive ZIP in Florida

Median rent (all units)

$2,163/mo

Year-over-Year

+2.0%

Month-over-Month

-0.3%

vs US Median

+$215

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 33982 · $2,163

More expensive than 68% of US ZIP codes · National median $1,948/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,040

1 BR

$1,050

2 BR

$1,320

3 BR

$1,850

4 BR+

$2,040

Research median

$1,320/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

Past year vs. the rest of Florida

Rent in ZIP 33982 changed +2.0% over the year to August 2026. Across the 621 Florida ZIP codes Zillow tracks, the typical change was +1.6%.

Recent direction

Rent has fallen 3 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($72,443) is $1,811 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,320); a 3-bedroom is $1,850.

Rank in Punta Gorda

4th cheapest of 4 ZIP codes in Punta Gorda.

From Zillow's monthly rent index (ZORI) for ZIP 33982. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$25,956/yr

At $2,163/mo median

Location

CityPunta Gorda

StateFL

CountyCharlotte County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+2.0% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 33982 (Punta Gorda, FL) is majority owner-occupied, has a large retiree population, 31.8% of residents hold a bachelor's degree or higher.

Population

13,006

Median income

$72,443

Median age

53.6

Renters

11.2%

Age distribution

16.2%

23.5%

16.6%

31.8%

Under 1816.2%

18–3412%

35–5423.5%

55–6416.6%

65+31.8%

Gender

53.4%

46.6%

Male53.4%

Female46.6%

Race & ethnicity

85.6%

White85.6%

Black1.7%

Hispanic6.8%

Asian0.8%

Other5.2%

Education (25+)

34.2%

28.2%

31.8%

No HS diploma5.8%

HS diploma34.2%

Some college28.2%

Bachelor's+31.8%

Housing tenure

88.8%

Owner88.8%

Renter11.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 33982 in Punta Gorda, FL has changed in 5 years

Income

$50,654 → $72,443

up 43.0%

Population

11,016 → 13,006

up 18.1%

Renter share

14.3% → 11.2%

-3.1 pts

Bachelor's+

17.1% → 31.8%

+14.7 pts

Median household income climbed from $50,654 to $72,443 between 2021 and 2024, a 43.0% shift. Census counts show ZIP 33982 in Punta Gorda, FL adding about 1,990 residents over the five-year window, up 18.1% on net. The renter share has eased from 14.3% to 11.2%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 17.1% to 31.8% across the same window.

Community

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Local insights

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About renting in ZIP 33982

Last updated: September 25, 2026

ZIP code 33982 covers Punta Gorda, FL. The median rent here is $2,163/mo as of September 2026. A 1-bedroom rents for a median of $1,050/mo. A 2-bedroom rents for a median of $1,320/mo.

At 36% of local median household income ($72,443/yr), ZIP 33982 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33982?

To keep rent at or below 30% of gross income, you would need to earn at least $87,000/year (about $42/hour full-time) to afford the median rent of $2,163/mo in ZIP 33982. The local median household income is $72,443/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 33982?

Rent in ZIP 33982 has risen 2.0% over the past year.

How does ZIP 33982 compare to other ZIPs in Florida?

ZIP 33982 is in the middle among Florida ZIP codes for rent, ranking #287 of 665 at $2,163/mo. Over the year to August 2026, rent in ZIP 33982 changed +2.0%, against a typical +1.6% across the 621 Florida ZIP codes Zillow tracks.