ZIP Code · FL

ZIP 34470

Part of Ocala, FL

Pop. 22,443·Marion County·640th most expensive ZIP in Florida

Median rent (all units)

$1,421/mo

Year-over-Year

+0.1%

Month-over-Month

-0.7%

vs US Median

-$511

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 34470 · $1,421

More affordable than 78% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,100

1 BR

$1,140

2 BR

$1,340

3 BR

$1,730

4 BR+

$1,860

Research median

$1,340/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 34470 is 1.5% below its high of $1,443 in December 2025, at $1,421 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 34470 changed +0.1% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($52,083) is $1,302 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,140); a 2-bedroom is $1,340.

Rank in Ocala

2nd cheapest of 11 ZIP codes in Ocala.

From Zillow's monthly rent index (ZORI) for ZIP 34470. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$17,052/yr

At $1,421/mo median

Location

CityOcala

StateFL

CountyMarion County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.1% YoY, -0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 34470 (Ocala, FL) is majority owner-occupied, has a large retiree population, has a median income below the national average, 26.1% of residents hold a bachelor's degree or higher.

Population

22,443

Median income

$52,083

Median age

Renters

37%

Age distribution

20.3%

23%

20.6%

24.6%

Under 1820.3%

18–3423%

35–5420.6%

55–6411.5%

65+24.6%

Gender

47.4%

52.6%

Male47.4%

Female52.6%

Race & ethnicity

70.8%

14.9%

White70.8%

Black11.1%

Hispanic14.9%

Asian1.8%

Other1.4%

Education (25+)

31%

33.4%

26.1%

No HS diploma9.5%

HS diploma31%

Some college33.4%

Bachelor's+26.1%

Housing tenure

63%

37%

Owner63%

Renter37%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 34470 in Ocala, FL has changed in 5 years

Rent

$1,367 → $1,421

up 4.0%

Income

$43,308 → $52,083

up 20.3%

Population

20,707 → 22,443

up 8.4%

Renter share

44.2% → 37%

-7.2 pts

Bachelor's+

20.5% → 26.1%

+5.6 pts

Median age

38.9 → 41

+2.1 yrs

Five years ago, renters in ZIP 34470 in Ocala, FL paid around $1,367 a month. That figure now sits near $1,421, up 4.0% from the 2023 baseline. Local incomes tracked alongside that move, going from a median of $43,308 in 2021 to $52,083 more recently. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 34470 in Ocala, FL adding about 1,736 residents over the five-year window, up 8.4% on net. The renter share has eased from 44.2% to 37%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 20.5% to 26.1% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 34470 in Ocala, FL market of 2023.

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About renting in ZIP 34470

Last updated: October 17, 2026

ZIP code 34470 covers Ocala, FL. The median rent here is $1,421/mo as of October 2026. A 1-bedroom rents for a median of $1,140/mo. A 2-bedroom rents for a median of $1,340/mo.

At 33% of local median household income ($52,083/yr), ZIP 34470 ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34470?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (about $27/hour full-time) to afford the median rent of $1,421/mo in ZIP 34470. The local median household income is $52,083/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 34470?

Rent in ZIP 34470 has been roughly flat over the past year as of September 2026, a +0.1% change. It sits 1.5% below its high of $1,443 in December 2025.

How does ZIP 34470 compare to other ZIPs in Florida?

ZIP 34470 is one of the more affordable among Florida ZIP codes for rent, ranking #640 of 656 at $1,421/mo. Over the year to September 2026, rent in ZIP 34470 changed +0.1%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.