ZIP Code · FL

ZIP 34475

Part of Ocala, FL

Pop. 14,301·Marion County·651st most expensive ZIP in Florida

Median rent (all units)

$1,332/mo

Year-over-Year

-5.3%

Month-over-Month

Stable

vs US Median

-$600

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 34475 · $1,332

More affordable than 84% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$920

1 BR

$990

2 BR

$1,200

3 BR

$1,530

4 BR+

$1,650

Research median

$1,200/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Florida

Rent in ZIP 34475 changed -5.3% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has fallen 3 months in a row, and rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($30,174) is $754 a month. That is less than HUD's Fair Market Rent for a studio ($920).

Rank in Ocala

1st cheapest of 11 ZIP codes in Ocala.

From Zillow's monthly rent index (ZORI) for ZIP 34475. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,984/yr

At $1,332/mo median

Location

CityOcala

StateFL

CountyMarion County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 5.3% YoY), so renters have negotiating leverage.

Based on rent-price momentum (-5.3% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 34475 (Ocala, FL) is roughly split between renters and owners, has a median income below the national average, 14.2% of residents hold a bachelor's degree or higher.

Population

14,301

Median income

$30,174

Median age

36.9

Renters

48.9%

Age distribution

23.5%

23.7%

23.8%

16.7%

12.3%

Under 1823.5%

18–3423.7%

35–5423.8%

55–6416.7%

65+12.3%

Gender

50.2%

49.8%

Male50.2%

Female49.8%

Race & ethnicity

43.1%

39.8%

19.3%

White43.1%

Black39.8%

Hispanic19.3%

Asian0.8%

Education (25+)

16.8%

35.5%

33.4%

14.2%

No HS diploma16.8%

HS diploma35.5%

Some college33.4%

Bachelor's+14.2%

Housing tenure

51.1%

48.9%

Owner51.1%

Renter48.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34475 in Ocala, FL has changed in 5 years

Income

$27,421 → $30,174

up 10.0%

Population

14,387 → 14,301

down 0.6%

Renter share

56.3% → 48.9%

-7.4 pts

Bachelor's+

11.3% → 14.2%

+2.9 pts

Median age

35.4 → 36.9

+1.5 yrs

On the earnings side, the typical household in ZIP 34475 in Ocala, FL now reports about $30,174, up from $27,421 in 2021. The renter share has eased from 56.3% to 48.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 11.3% to 14.2% across the same window.

Community

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Local insights

Tips for renters in ZIP 34475

About renting in ZIP 34475

Last updated: October 17, 2026

ZIP code 34475 covers Ocala, FL. The median rent here is $1,332/mo as of October 2026. A 1-bedroom rents for a median of $990/mo. A 2-bedroom rents for a median of $1,200/mo.

At 53% of local median household income ($30,174/yr), ZIP 34475 ranks as expensive compared to the national benchmark of 30%. Rents have decreased 5.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34475?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (about $25/hour full-time) to afford the median rent of $1,332/mo in ZIP 34475. The local median household income is $30,174/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 34475?

Rent in ZIP 34475 has fallen 5.3% over the past year.

How does ZIP 34475 compare to other ZIPs in Florida?

ZIP 34475 is one of the more affordable among Florida ZIP codes for rent, ranking #651 of 656 at $1,332/mo. Over the year to September 2026, rent in ZIP 34475 changed -5.3%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.