ZIP Code · FL

ZIP 34474

Part of Ocala, FL

Pop. 20,258·Marion County·600th most expensive ZIP in Florida

Median rent (all units)

$1,538/mo

Year-over-Year

-1.2%

Month-over-Month

+0.4%

vs US Median

-$394

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 34474 · $1,538

More affordable than 70% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,480

1 BR

$1,540

2 BR

$1,800

3 BR

$2,320

4 BR+

$2,500

Research median

$1,800/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 34474 is 10.4% below its high of $1,716 in July 2022, at $1,538 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 34474 changed -1.2% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 34474 rose 35.4% while median household income rose 46.3% ($44,639 to $65,291). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 34474 is 28.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($65,291) is $1,632 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,540); a 2-bedroom is $1,800.

Rank in Ocala

5th cheapest of 11 ZIP codes in Ocala.

Cheaper nearby

ZIP 34475, 8 miles away, rents for 13% less ($1,332/mo), about $2,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34474. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$18,456/yr

At $1,538/mo median

Location

CityOcala

StateFL

CountyMarion County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-1.2% YoY, +0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 34474 (Ocala, FL) is majority renter-occupied, has a median income below the national average, 32.9% of residents hold a bachelor's degree or higher.

Population

20,258

Median income

$65,291

Median age

40.5

Renters

55.8%

Age distribution

21.1%

21.8%

25.9%

12.7%

18.5%

Under 1821.1%

18–3421.8%

35–5425.9%

55–6412.7%

65+18.5%

Gender

48.5%

51.5%

Male48.5%

Female51.5%

Race & ethnicity

57.6%

16.2%

28.4%

White57.6%

Black16.2%

Hispanic28.4%

Asian9.2%

Education (25+)

27.9%

29.9%

32.9%

No HS diploma9.3%

HS diploma27.9%

Some college29.9%

Bachelor's+32.9%

Housing tenure

44.2%

55.8%

Owner44.2%

Renter55.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34474 in Ocala, FL has changed in 5 years

Rent

$1,319 → $1,538

up 16.6%

Income

$54,886 → $65,291

up 19.0%

Population

17,686 → 20,258

up 14.5%

Renter share

56.3% → 55.8%

-0.5 pts

Bachelor's+

31.7% → 32.9%

+1.2 pts

Median age

42.8 → 40.5

-2.3 yrs

Since 2021, the typical rent in ZIP 34474 in Ocala, FL has climbed from $1,319 to $1,538, a 16.6% change over five years. On the earnings side, the typical household in ZIP 34474 in Ocala, FL now reports about $65,291, up from $54,886 in 2021. The population has grown by 14.5% since 2021, moving from about 17,686 residents to roughly 20,258. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 34474 in Ocala, FL reflects that arc in its own way.

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About renting in ZIP 34474

Last updated: October 17, 2026

ZIP code 34474 covers Ocala, FL. The median rent here is $1,538/mo as of October 2026. A 1-bedroom rents for a median of $1,540/mo. A 2-bedroom rents for a median of $1,800/mo.

At 28% of local median household income ($65,291/yr), ZIP 34474 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34474?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (about $30/hour full-time) to afford the median rent of $1,538/mo in ZIP 34474. The local median household income is $65,291/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 34474?

Rent in ZIP 34474 has fallen 1.2% over the past year as of September 2026. It sits 10.4% below its high of $1,716 in July 2022.

Has rent outpaced income in ZIP 34474?

No. From 2019 to 2024, rent in ZIP 34474 rose 35.4% while median household income rose 46.3%, from $44,639 to $65,291. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 34474 compare to other ZIPs in Florida?

ZIP 34474 is one of the more affordable among Florida ZIP codes for rent, ranking #600 of 656 at $1,538/mo. Over the year to September 2026, rent in ZIP 34474 changed -1.2%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.