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ZIP Code · FL

ZIP 34974

Pop. 23,975·Okeechobee County·501st most expensive ZIP in Florida
Median rent (all units)
$1,800/mo
Year-over-Year
Stable
Month-over-Month
+22.0%
vs US Median
-$165
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 34974 · $1,800
More affordable than 52% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,180
1 BR
$1,230
2 BR
$1,470
3 BR
$2,040
4 BR+
$2,220
Research median
$1,470/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,600/yr
At $1,800/mo median
Location
StateFL
CountyOkeechobee County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +22.0% MoM), not inventory.
Demographics

Who lives here

ZIP 34974 (Okeechobee, FL) is majority owner-occupied, has a large retiree population, has a median income below the national average, 16.1% of residents hold a bachelor's degree or higher.

Population
23,975
Median income
$53,013
Median age
47.7
Renters
18.3%
Age distribution
18.7%
17.8%
20.9%
15.5%
27.1%
Under 1818.7%
18–3417.8%
35–5420.9%
55–6415.5%
65+27.1%
Gender
51.8%
48.2%
Male51.8%
Female48.2%
Race & ethnicity
77.6%
20.7%
White77.6%
Black1%
Hispanic20.7%
Asian1.1%
Education (25+)
17.3%
36.4%
30.3%
16.1%
No HS diploma17.3%
HS diploma36.4%
Some college30.3%
Bachelor's+16.1%
Housing tenure
81.7%
18.3%
Owner81.7%
Renter18.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34974 in Okeechobee, FL has changed in 5 years

Income
$46,575 → $53,013
up 13.8%
Population
23,055 → 23,975
up 4.0%
Renter share
21% → 18.3%
-2.7 pts
Bachelor's+
15.7% → 16.1%
+0.4 pts
Median age
49.1 → 47.7
-1.4 yrs

Census figures show median household income at $53,013 today, compared with $46,575 five years earlier. Census counts show ZIP 34974 in Okeechobee, FL adding about 920 residents over the five-year window, up 4.0% on net. The renter share has eased from 21% to 18.3%, with owner-occupied housing accounting for the remainder.

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Local insights

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About renting in ZIP 34974

Last updated: July 20, 2026

ZIP code 34974 covers Okeechobee, FL. The median rent here is $1,800/mo as of July 2026. A 1-bedroom rents for a median of $1,230/mo. A 2-bedroom rents for a median of $1,470/mo.

At 41% of local median household income ($53,013/yr), ZIP 34974 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 34974?

As of July 20, 2026, the median monthly rent in ZIP 34974 (Okeechobee, FL) is $1,800. This is based on aggregated data from public sources and community submissions.

How does ZIP 34974 rent compare to the US average?

ZIP 34974's median rent of $1,800/mo is $165 (8%) below the US national median of $1,965/mo.

How does ZIP 34974 compare to other ZIPs in Florida?

ZIP 34974 is among the more affordable ZIP codes in Florida, ranking #501 out of 662 ZIPs at $1,800/mo.

How much income do you need to rent in ZIP 34974?

To keep rent at or below 30% of gross income, you would need to earn at least $72,000/year (~$35/hour full-time) to afford the median rent of $1,800/mo in ZIP 34974. The local median household income is $53,013/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 34974?

Rent in ZIP 34974 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 34974 an affordable place to rent?

ZIP 34974 is considered stretched for renters. At $1,800/mo, rent takes approximately 41% of the local median household income ($53,013/yr). The standard benchmark is 30%. ZIP 34974 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 34974 residents rent vs. own?

According to Census data, approximately 18.3% of ZIP 34974 households are renters, while 81.7% are owner-occupied. ZIP 34974 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 34974 compare to the rest of Okeechobee?

ZIP 34974 is more affordable than Okeechobee overall. At $1,800/mo, it's $33 below the Okeechobee citywide median of $1,833/mo.

When was rent data for ZIP 34974 last updated?

Rent data for ZIP 34974 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
41%
STRETCHED

At $1,800/mo, rent takes ~41% of ZIP 34974's median household income ($53,013/yr). The standard benchmark is 30%.

ZIP 34974 41%Benchmark 30%
State income taxNone
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Public schools near ZIP 34974 (Okeechobee, FL)

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