ZIP Code · AL

ZIP 35763

Pop. 19,819·Madison County·27th most expensive ZIP in Alabama
Median rent (all units)
$1,687/mo
Year-over-Year
+0.8%
Month-over-Month
-0.3%
vs US Median
-$245
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 35763 · $1,687
More affordable than 59% of US ZIP codes · National median $1,932/mo
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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,550
1 BR
$1,710
2 BR
$1,970
3 BR
$2,540
4 BR+
$3,170
Research median
$1,970/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Alabama

Rent in ZIP 35763 changed +0.8% over the year to September 2026. Across the 84 Alabama ZIP codes Zillow tracks, the typical change was +3.1%.

Recent direction

Rent has fallen 5 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($123,497) is $3,087 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,540); a 4-bedroom is $3,170.

Cheaper nearby

ZIP 35802, 6 miles away, rents for 31% less ($1,162/mo), about $6,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 35763. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$20,244/yr
At $1,687/mo median
Location
StateAL
CountyMadison County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.8% YoY, -0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 35763 (Owens Cross Roads, AL) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 57.9% of residents hold a bachelor's degree or higher.

Population
19,819
Median income
$123,497
Median age
40.8
Renters
7.5%
Age distribution
28.3%
14.1%
28.4%
17.3%
Under 1828.3%
18–3414.1%
35–5428.4%
55–6412%
65+17.3%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
84.3%
White84.3%
Black2.9%
Hispanic4.4%
Asian2.3%
Other6.1%
Education (25+)
16%
22.2%
57.9%
No HS diploma4%
HS diploma16%
Some college22.2%
Bachelor's+57.9%
Housing tenure
92.5%
Owner92.5%
Renter7.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 35763 in Owens Cross Roads, AL has changed in 5 years

Income
$118,683 → $123,497
up 4.1%
Population
19,328 → 19,819
up 2.5%
Renter share
8.3% → 7.5%
-0.8 pts
Bachelor's+
61.5% → 57.9%
-3.6 pts
Median age
39.6 → 40.8
+1.2 yrs

Household income in the area moved from $118,683 to $123,497 across the same window, up 4.1% versus 2021. The population has grown by 2.5% since 2021, moving from about 19,328 residents to roughly 19,819. College-educated residents now make up 57.9% of adults here, versus 61.5% in 2021.

Community

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Local insights

Tips for renters in ZIP 35763

About renting in ZIP 35763

Last updated: October 17, 2026

ZIP code 35763 covers Owens Cross Roads, AL. The median rent here is $1,687/mo as of October 2026. A 1-bedroom rents for a median of $1,710/mo. A 2-bedroom rents for a median of $1,970/mo.

At 16% of local median household income ($123,497/yr), ZIP 35763 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 35763?

To keep rent at or below 30% of gross income, you would need to earn at least $67,000/year (about $32/hour full-time) to afford the median rent of $1,687/mo in ZIP 35763. The local median household income is $123,497/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 35763?

Rent in ZIP 35763 has risen 0.8% over the past year.

How does ZIP 35763 compare to other ZIPs in Alabama?

ZIP 35763 is one of the pricier among Alabama ZIP codes for rent, ranking #27 of 116 at $1,687/mo. Over the year to September 2026, rent in ZIP 35763 changed +0.8%, against a typical +3.1% across the 84 Alabama ZIP codes Zillow tracks.

How does ZIP 35763 compare to the rest of Owens Cross Roads?

At $1,687/mo, ZIP 35763 is $11 above the Owens Cross Roads citywide median of $1,676/mo.
Income Affordability
16%
VERY AFFORDABLE

At $1,687/mo, rent takes ~16% of ZIP 35763's median household income ($123,497/yr). The standard benchmark is 30%.

ZIP 35763 16%Benchmark 30%
State income tax2–5%
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Schools nearby

Public schools near ZIP 35763 (Owens Cross Roads, AL)

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