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ZIP Code · TN

ZIP 37086

Pop. 38,872·Rutherford County·10th most expensive ZIP in Tennessee
Median rent (all units)
$2,203/mo
Year-over-Year
+11.3%
Month-over-Month
+1.9%
vs US Median
+$238
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 37086 · $2,203
More expensive than 70% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,730
1 BR
$1,820
2 BR
$1,990
3 BR
$2,540
4 BR+
$3,100
Research median
$1,990/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$26,436/yr
At $2,203/mo median
Location
StateTN
CountyRutherford County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 11.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+11.3% YoY, +1.9% MoM), not inventory.
Demographics

Who lives here

ZIP 37086 (La Vergne, TN) is majority owner-occupied, has a large share of families with children, 22.4% of residents hold a bachelor's degree or higher.

Population
38,872
Median income
$78,857
Median age
33.4
Renters
26.6%
Age distribution
28.7%
23.6%
28.8%
Under 1828.7%
18–3423.6%
35–5428.8%
55–6411.1%
65+7.9%
Gender
50%
50%
Male50%
Female50%
Race & ethnicity
45%
24.8%
25.9%
White45%
Black24.8%
Hispanic25.9%
Asian3.6%
Other0.6%
Education (25+)
35%
30.7%
22.4%
No HS diploma11.9%
HS diploma35%
Some college30.7%
Bachelor's+22.4%
Housing tenure
73.4%
26.6%
Owner73.4%
Renter26.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 37086 in La Vergne, TN has changed in 5 years

Rent
$1,572 → $2,203
up 40.1%
Income
$65,294 → $78,857
up 20.8%
Population
36,668 → 38,872
up 6.0%
Renter share
27.7% → 26.6%
-1.1 pts
Bachelor's+
21.9% → 22.4%
+0.5 pts

Compared with 2021, rent in ZIP 37086 in La Vergne, TN has climbed by $631 per month, settling near $2,203 after starting the period at $1,572. Census figures show median household income at $78,857 today, compared with $65,294 five years earlier. Rent outpaced income growth by roughly 19.3 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 36,668 to 38,872 between 2021 and 2024, a 6.0% change. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 37086

Last updated: July 20, 2026

ZIP code 37086 covers La Vergne, TN. The median rent here is $2,203/mo as of July 2026. A 1-bedroom rents for a median of $1,820/mo. A 2-bedroom rents for a median of $1,990/mo.

At 34% of local median household income ($78,857/yr), ZIP 37086 ranks as moderate compared to the national benchmark of 30%. Rents have increased 11.3% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 37086?

As of July 20, 2026, the median monthly rent in ZIP 37086 (La Vergne, TN) is $2,203. This is based on aggregated data from public sources and community submissions.

How does ZIP 37086 rent compare to the US average?

ZIP 37086's median rent of $2,203/mo is $238 (12%) above the US national median of $1,965/mo.

How does ZIP 37086 compare to other ZIPs in Tennessee?

ZIP 37086 is one of the pricier ZIP codes in Tennessee, ranking #10 out of 145 ZIPs tracked at $2,203/mo.

How much income do you need to rent in ZIP 37086?

To keep rent at or below 30% of gross income, you would need to earn at least $88,000/year (~$42/hour full-time) to afford the median rent of $2,203/mo in ZIP 37086. The local median household income is $78,857/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 37086?

Rent in ZIP 37086 has increased 11.3% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 37086 an affordable place to rent?

ZIP 37086 is considered moderate for renters. At $2,203/mo, rent takes approximately 34% of the local median household income ($78,857/yr). The standard benchmark is 30%. ZIP 37086 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 37086 residents rent vs. own?

According to Census data, approximately 26.6% of ZIP 37086 households are renters, while 73.4% are owner-occupied. ZIP 37086 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 37086 compare to the rest of La Vergne?

ZIP 37086 is pricier than La Vergne as a whole. At $2,203/mo, it's $45 above the La Vergne citywide median of $2,158/mo.

When was rent data for ZIP 37086 last updated?

Rent data for ZIP 37086 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
34%
MODERATE

At $2,203/mo, rent takes ~34% of ZIP 37086's median household income ($78,857/yr). The standard benchmark is 30%.

ZIP 37086 34%Benchmark 30%
State income taxNone
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