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ZIP Code · TN

ZIP 37323

Pop. 31,948·Bradley County·62nd most expensive ZIP in Tennessee
Median rent (all units)
$1,677/mo
Year-over-Year
Stable
Month-over-Month
-1.2%
vs US Median
-$288
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 37323 · $1,677
More affordable than 60% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$840
1 BR
$930
2 BR
$1,220
3 BR
$1,570
4 BR+
$1,620
Research median
$1,220/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$20,124/yr
At $1,677/mo median
Location
StateTN
CountyBradley County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.0% YoY, -1.2% MoM), not inventory.
Demographics

Who lives here

ZIP 37323 (Cleveland, TN) is majority owner-occupied, 17.5% of residents hold a bachelor's degree or higher.

Population
31,948
Median income
$68,768
Median age
40.1
Renters
19.7%
Age distribution
24.3%
18.9%
27.1%
13.9%
15.8%
Under 1824.3%
18–3418.9%
35–5427.1%
55–6413.9%
65+15.8%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
88.5%
White88.5%
Black2%
Hispanic7.2%
Other2.2%
Education (25+)
36.4%
34.1%
17.5%
No HS diploma12%
HS diploma36.4%
Some college34.1%
Bachelor's+17.5%
Housing tenure
80.3%
19.7%
Owner80.3%
Renter19.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 37323 in Cleveland, TN has changed in 5 years

Income
$60,338 → $68,768
up 14.0%
Population
31,127 → 31,948
up 2.6%
Renter share
20.2% → 19.7%
-0.5 pts
Bachelor's+
17.3% → 17.5%
+0.2 pts
Median age
42.9 → 40.1
-2.8 yrs

Census figures show median household income at $68,768 today, compared with $60,338 five years earlier. The population has grown by 2.6% since 2021, moving from about 31,127 residents to roughly 31,948.

Community

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Local insights

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About renting in ZIP 37323

Last updated: July 20, 2026

ZIP code 37323 covers Cleveland, TN. The median rent here is $1,677/mo as of July 2026. A 1-bedroom rents for a median of $930/mo. A 2-bedroom rents for a median of $1,220/mo.

At 29% of local median household income ($68,768/yr), ZIP 37323 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 37323?

As of July 20, 2026, the median monthly rent in ZIP 37323 (Cleveland, TN) is $1,677. This is based on aggregated data from public sources and community submissions.

How does ZIP 37323 rent compare to the US average?

ZIP 37323's median rent of $1,677/mo is $288 (15%) below the US national median of $1,965/mo.

How does ZIP 37323 compare to other ZIPs in Tennessee?

ZIP 37323 falls in the middle range for Tennessee, ranking #62 out of 145 ZIPs at $1,677/mo.

How much income do you need to rent in ZIP 37323?

To keep rent at or below 30% of gross income, you would need to earn at least $67,000/year (~$32/hour full-time) to afford the median rent of $1,677/mo in ZIP 37323. The local median household income is $68,768/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 37323?

Rent in ZIP 37323 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 37323 an affordable place to rent?

ZIP 37323 is considered affordable for renters. At $1,677/mo, rent takes approximately 29% of the local median household income ($68,768/yr). The standard benchmark is 30%. ZIP 37323 falls comfortably within that range.

What percentage of ZIP 37323 residents rent vs. own?

According to Census data, approximately 19.7% of ZIP 37323 households are renters, while 80.3% are owner-occupied. ZIP 37323 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 37323 compare to the rest of Cleveland?

ZIP 37323 is pricier than Cleveland as a whole. At $1,677/mo, it's $238 above the Cleveland citywide median of $1,439/mo.

When was rent data for ZIP 37323 last updated?

Rent data for ZIP 37323 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
29%
AFFORDABLE

At $1,677/mo, rent takes ~29% of ZIP 37323's median household income ($68,768/yr). The standard benchmark is 30%.

ZIP 37323 29%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 37323 (Cleveland, TN)

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