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ZIP Code · TN

ZIP 37410

Pop. 4,129·Hamilton County·106th most expensive ZIP in Tennessee
Median rent (all units)
$1,437/mo
Year-over-Year
Stable
Month-over-Month
-1.8%
vs US Median
-$528
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 37410 · $1,437
More affordable than 78% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$960
1 BR
$1,000
2 BR
$1,100
3 BR
$1,370
4 BR+
$1,470
Research median
$1,100/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$17,244/yr
At $1,437/mo median
Location
StateTN
CountyHamilton County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.0% YoY, -1.8% MoM), not inventory.
Demographics

Who lives here

ZIP 37410 (Chattanooga, TN) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 9.2% of residents hold a bachelor's degree or higher.

Population
4,129
Median income
$28,708
Median age
24.2
Renters
79.9%
Age distribution
39.1%
22.9%
23.3%
Under 1839.1%
18–3422.9%
35–5423.3%
55–646.8%
65+7.8%
Gender
37.3%
62.7%
Male37.3%
Female62.7%
Race & ethnicity
15.7%
73.9%
White15.7%
Black73.9%
Hispanic5.7%
Other4.7%
Education (25+)
35.4%
35.9%
19.6%
No HS diploma35.4%
HS diploma35.9%
Some college19.6%
Bachelor's+9.2%
Housing tenure
20.1%
79.9%
Owner20.1%
Renter79.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 37410 in Chattanooga, TN has changed in 5 years

Income
$23,088 → $28,708
up 24.3%
Population
3,346 → 4,129
up 23.4%
Renter share
71.6% → 79.9%
+8.3 pts
Bachelor's+
6.5% → 9.2%
+2.7 pts
Median age
35.1 → 24.2
-10.9 yrs

Median household income climbed from $23,088 to $28,708 between 2021 and 2024, a 24.3% shift. Census counts show ZIP 37410 in Chattanooga, TN adding about 783 residents over the five-year window, up 23.4% on net. The renter share has risen from 71.6% to 79.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 6.5% to 9.2% across the same window.

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Local insights

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About renting in ZIP 37410

Last updated: July 20, 2026

ZIP code 37410 covers Chattanooga, TN. The median rent here is $1,437/mo as of July 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,100/mo.

At 60% of local median household income ($28,708/yr), ZIP 37410 ranks as expensive compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 37410?

As of July 20, 2026, the median monthly rent in ZIP 37410 (Chattanooga, TN) is $1,437. This is based on aggregated data from public sources and community submissions.

How does ZIP 37410 rent compare to the US average?

ZIP 37410's median rent of $1,437/mo is $528 (27%) below the US national median of $1,965/mo.

How does ZIP 37410 compare to other ZIPs in Tennessee?

ZIP 37410 is among the more affordable ZIP codes in Tennessee, ranking #106 out of 145 ZIPs at $1,437/mo.

How much income do you need to rent in ZIP 37410?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (~$27/hour full-time) to afford the median rent of $1,437/mo in ZIP 37410. The local median household income is $28,708/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 37410?

Rent in ZIP 37410 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 37410 an affordable place to rent?

ZIP 37410 is considered expensive for renters. At $1,437/mo, rent takes approximately 60% of the local median household income ($28,708/yr). The standard benchmark is 30%. ZIP 37410 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 37410 residents rent vs. own?

According to Census data, approximately 79.9% of ZIP 37410 households are renters, while 20.1% are owner-occupied. With a majority renter population, ZIP 37410 has a strong rental market.

How does ZIP 37410 compare to the rest of Chattanooga?

ZIP 37410 is more affordable than Chattanooga overall. At $1,437/mo, it's $68 below the Chattanooga citywide median of $1,505/mo.

When was rent data for ZIP 37410 last updated?

Rent data for ZIP 37410 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
60%
EXPENSIVE

At $1,437/mo, rent takes ~60% of ZIP 37410's median household income ($28,708/yr). The standard benchmark is 30%.

ZIP 37410 60%Benchmark 30%
State income taxNone
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