ZIP Code · TN

ZIP 37410

Part of Chattanooga, TN

Pop. 4,129·Hamilton County·95th most expensive ZIP in Tennessee

Median rent (all units)

$1,508/mo

Year-over-Year

Stable

Month-over-Month

+1.1%

vs US Median

-$424

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 37410 · $1,508

More affordable than 72% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$960

1 BR

$1,000

2 BR

$1,100

3 BR

$1,370

4 BR+

$1,470

Research median

$1,100/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($28,708) is $718 a month. That is less than HUD's Fair Market Rent for a studio ($960).

Rank in Chattanooga

4th cheapest of 10 ZIP codes in Chattanooga.

Cheaper nearby

ZIP 30741, 4 miles away, rents for 11% less ($1,344/mo), about $2,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 37410. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$18,096/yr

At $1,508/mo median

Location

CityChattanooga

StateTN

CountyHamilton County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.1% MoM), not inventory.

Demographics

Who lives here

ZIP 37410 (Chattanooga, TN) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 9.2% of residents hold a bachelor's degree or higher.

Population

4,129

Median income

$28,708

Median age

24.2

Renters

79.9%

Age distribution

39.1%

22.9%

23.3%

Under 1839.1%

18–3422.9%

35–5423.3%

55–646.8%

65+7.8%

Gender

37.3%

62.7%

Male37.3%

Female62.7%

Race & ethnicity

15.7%

73.9%

White15.7%

Black73.9%

Hispanic5.7%

Other4.7%

Education (25+)

35.4%

35.9%

19.6%

No HS diploma35.4%

HS diploma35.9%

Some college19.6%

Bachelor's+9.2%

Housing tenure

20.1%

79.9%

Owner20.1%

Renter79.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 37410 in Chattanooga, TN has changed in 5 years

Income

$23,088 → $28,708

up 24.3%

Population

3,346 → 4,129

up 23.4%

Renter share

71.6% → 79.9%

+8.3 pts

Bachelor's+

6.5% → 9.2%

+2.7 pts

Median age

35.1 → 24.2

-10.9 yrs

Median household income climbed from $23,088 to $28,708 between 2021 and 2024, a 24.3% shift. Census counts show ZIP 37410 in Chattanooga, TN adding about 783 residents over the five-year window, up 23.4% on net. The renter share has risen from 71.6% to 79.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 6.5% to 9.2% across the same window.

Community

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Local insights

Tips for renters in ZIP 37410

About renting in ZIP 37410

Last updated: October 17, 2026

ZIP code 37410 covers Chattanooga, TN. The median rent here is $1,508/mo as of October 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,100/mo.

At 63% of local median household income ($28,708/yr), ZIP 37410 ranks as expensive compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 37410?

To keep rent at or below 30% of gross income, you would need to earn at least $60,000/year (about $29/hour full-time) to afford the median rent of $1,508/mo in ZIP 37410. The local median household income is $28,708/yr, so the typical household falls short of that bar.