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ZIP Code · TN

ZIP 37412

Pop. 21,864·Hamilton County·120th most expensive ZIP in Tennessee
Median rent (all units)
$1,317/mo
Year-over-Year
-0.9%
Month-over-Month
-3.7%
vs US Median
-$648
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 37412 · $1,317
More affordable than 86% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,210
1 BR
$1,260
2 BR
$1,390
3 BR
$1,730
4 BR+
$1,850
Research median
$1,390/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$15,804/yr
At $1,317/mo median
Location
StateTN
CountyHamilton County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.9% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-0.9% YoY, -3.7% MoM), not inventory.
Demographics

Who lives here

ZIP 37412 (East Ridge, TN) is majority owner-occupied, has a median income below the national average, 24.5% of residents hold a bachelor's degree or higher.

Population
21,864
Median income
$62,508
Median age
37.4
Renters
42.3%
Age distribution
20.3%
25.8%
23.2%
12.2%
18.5%
Under 1820.3%
18–3425.8%
35–5423.2%
55–6412.2%
65+18.5%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
73%
16.6%
White73%
Black10.5%
Hispanic16.6%
Asian1.6%
Education (25+)
13.9%
27.8%
33.7%
24.5%
No HS diploma13.9%
HS diploma27.8%
Some college33.7%
Bachelor's+24.5%
Housing tenure
57.7%
42.3%
Owner57.7%
Renter42.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 37412 in East Ridge, TN has changed in 5 years

Income
$50,226 → $62,508
up 24.5%
Population
21,937 → 21,864
down 0.3%
Renter share
39.4% → 42.3%
+2.9 pts
Bachelor's+
22% → 24.5%
+2.5 pts
Median age
41.1 → 37.4
-3.7 yrs

Local incomes tracked alongside that move, going from a median of $50,226 in 2021 to $62,508 more recently. The renter share has risen from 39.4% to 42.3%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 22% to 24.5% across the same window.

Community

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Local insights

Tips for renters in ZIP 37412

About renting in ZIP 37412

Last updated: July 20, 2026

ZIP code 37412 covers East Ridge, TN. The median rent here is $1,317/mo as of July 2026. A 1-bedroom rents for a median of $1,260/mo. A 2-bedroom rents for a median of $1,390/mo.

At 25% of local median household income ($62,508/yr), ZIP 37412 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 37412?

As of July 20, 2026, the median monthly rent in ZIP 37412 (East Ridge, TN) is $1,317. This is based on aggregated data from public sources and community submissions.

How does ZIP 37412 rent compare to the US average?

ZIP 37412's median rent of $1,317/mo is $648 (33%) below the US national median of $1,965/mo.

How does ZIP 37412 compare to other ZIPs in Tennessee?

ZIP 37412 is among the more affordable ZIP codes in Tennessee, ranking #120 out of 145 ZIPs at $1,317/mo.

How much income do you need to rent in ZIP 37412?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (~$25/hour full-time) to afford the median rent of $1,317/mo in ZIP 37412. The local median household income is $62,508/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 37412?

Rent in ZIP 37412 has decreased 0.9% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 37412 an affordable place to rent?

ZIP 37412 is considered affordable for renters. At $1,317/mo, rent takes approximately 25% of the local median household income ($62,508/yr). The standard benchmark is 30%. ZIP 37412 falls comfortably within that range.

What percentage of ZIP 37412 residents rent vs. own?

According to Census data, approximately 42.3% of ZIP 37412 households are renters, while 57.7% are owner-occupied. ZIP 37412 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 37412 compare to the rest of East Ridge?

ZIP 37412 is more affordable than East Ridge overall. At $1,317/mo, it's $5 below the East Ridge citywide median of $1,322/mo.

When was rent data for ZIP 37412 last updated?

Rent data for ZIP 37412 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $1,317/mo, rent takes ~25% of ZIP 37412's median household income ($62,508/yr). The standard benchmark is 30%.

ZIP 37412 25%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 37412 (East Ridge, TN)

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