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ZIP Code · TN

ZIP 37411

Pop. 18,997·Hamilton County·107th most expensive ZIP in Tennessee
Median rent (all units)
$1,432/mo
Year-over-Year
+4.7%
Month-over-Month
+0.1%
vs US Median
-$533
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 37411 · $1,432
More affordable than 78% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,170
1 BR
$1,220
2 BR
$1,340
3 BR
$1,670
4 BR+
$1,790
Research median
$1,340/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$17,184/yr
At $1,432/mo median
Location
StateTN
CountyHamilton County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.7% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.7% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 37411 (Chattanooga, TN) is majority owner-occupied, has a median income below the national average, 30.5% of residents hold a bachelor's degree or higher.

Population
18,997
Median income
$56,579
Median age
36.4
Renters
38.9%
Age distribution
23.1%
25.3%
20.9%
13.1%
17.5%
Under 1823.1%
18–3425.3%
35–5420.9%
55–6413.1%
65+17.5%
Gender
44.5%
55.5%
Male44.5%
Female55.5%
Race & ethnicity
41.7%
43.5%
White41.7%
Black43.5%
Hispanic8.8%
Asian1.2%
Other4.7%
Education (25+)
23.7%
36.8%
30.5%
No HS diploma9%
HS diploma23.7%
Some college36.8%
Bachelor's+30.5%
Housing tenure
61.1%
38.9%
Owner61.1%
Renter38.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 37411 in Chattanooga, TN has changed in 5 years

Income
$45,728 → $56,579
up 23.7%
Population
18,379 → 18,997
up 3.4%
Renter share
42.7% → 38.9%
-3.8 pts
Bachelor's+
27.3% → 30.5%
+3.2 pts
Median age
39.3 → 36.4
-2.9 yrs

Median household income rose from $45,728 to $56,579 between 2021 and 2024, a 23.7% shift. The population has grown by 3.4% since 2021, moving from about 18,379 residents to roughly 18,997. Renters now make up 38.9% of households, compared with 42.7% five years ago. College-educated residents now make up 30.5% of adults here, versus 27.3% in 2021.

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Local insights

Tips for renters in ZIP 37411

About renting in ZIP 37411

Last updated: July 20, 2026

ZIP code 37411 covers Chattanooga, TN. The median rent here is $1,432/mo as of July 2026. A 1-bedroom rents for a median of $1,220/mo. A 2-bedroom rents for a median of $1,340/mo.

At 30% of local median household income ($56,579/yr), ZIP 37411 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 37411?

As of July 20, 2026, the median monthly rent in ZIP 37411 (Chattanooga, TN) is $1,432. This is based on aggregated data from public sources and community submissions.

How does ZIP 37411 rent compare to the US average?

ZIP 37411's median rent of $1,432/mo is $533 (27%) below the US national median of $1,965/mo.

How does ZIP 37411 compare to other ZIPs in Tennessee?

ZIP 37411 is among the more affordable ZIP codes in Tennessee, ranking #107 out of 145 ZIPs at $1,432/mo.

How much income do you need to rent in ZIP 37411?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (~$27/hour full-time) to afford the median rent of $1,432/mo in ZIP 37411. The local median household income is $56,579/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 37411?

Rent in ZIP 37411 has increased 4.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 37411 an affordable place to rent?

ZIP 37411 is considered moderate for renters. At $1,432/mo, rent takes approximately 30% of the local median household income ($56,579/yr). The standard benchmark is 30%. ZIP 37411 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 37411 residents rent vs. own?

According to Census data, approximately 38.9% of ZIP 37411 households are renters, while 61.1% are owner-occupied. ZIP 37411 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 37411 compare to the rest of Chattanooga?

ZIP 37411 is more affordable than Chattanooga overall. At $1,432/mo, it's $73 below the Chattanooga citywide median of $1,505/mo.

When was rent data for ZIP 37411 last updated?

Rent data for ZIP 37411 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
30%
MODERATE

At $1,432/mo, rent takes ~30% of ZIP 37411's median household income ($56,579/yr). The standard benchmark is 30%.

ZIP 37411 30%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 37411 (Chattanooga, TN)

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