ZIP Code · TN

ZIP 37865

Part of Seymour, TN
Pop. 25,074·Sevier County·64th most expensive ZIP in Tennessee
Median rent (all units)
$1,640/mo
Year-over-Year
+0.5%
Month-over-Month
+0.2%
vs US Median
-$292
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 37865 · $1,640
More affordable than 63% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,110
1 BR
$1,190
2 BR
$1,440
3 BR
$1,870
4 BR+
$1,960
Research median
$1,440/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Tennessee

Rent in ZIP 37865 changed +0.5% over the year to September 2026. Across the 127 Tennessee ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($88,231) is $2,206 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,960).

From Zillow's monthly rent index (ZORI) for ZIP 37865. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$19,680/yr
At $1,640/mo median
Location
StateTN
CountySevier County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.5% YoY, +0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 37865 (Seymour, TN) is majority owner-occupied, 24.7% of residents hold a bachelor's degree or higher.

Population
25,074
Median income
$88,231
Median age
42.2
Renters
17.5%
Age distribution
22.3%
18.1%
28.5%
13.4%
17.7%
Under 1822.3%
18–3418.1%
35–5428.5%
55–6413.4%
65+17.7%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
96.5%
White96.5%
Hispanic1.3%
Other1.8%
Education (25+)
35.1%
33.7%
24.7%
No HS diploma6.4%
HS diploma35.1%
Some college33.7%
Bachelor's+24.7%
Housing tenure
82.5%
17.5%
Owner82.5%
Renter17.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 37865 in Seymour, TN has changed in 5 years

Income
$70,309 → $88,231
up 25.5%
Population
24,701 → 25,074
up 1.5%
Renter share
17.9% → 17.5%
-0.4 pts
Bachelor's+
21.6% → 24.7%
+3.1 pts
Median age
39.7 → 42.2
+2.5 yrs

Household income in the area moved from $70,309 to $88,231 across the same window, up 25.5% versus 2021. The population has grown by 1.5% since 2021, moving from about 24,701 residents to roughly 25,074. College-educated residents now make up 24.7% of adults here, versus 21.6% in 2021.

Community

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Local insights

Tips for renters in ZIP 37865

About renting in ZIP 37865

Last updated: October 17, 2026

ZIP code 37865 covers Seymour, TN. The median rent here is $1,640/mo as of October 2026. A 1-bedroom rents for a median of $1,190/mo. A 2-bedroom rents for a median of $1,440/mo.

At 22% of local median household income ($88,231/yr), ZIP 37865 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 37865?

To keep rent at or below 30% of gross income, you would need to earn at least $66,000/year (about $32/hour full-time) to afford the median rent of $1,640/mo in ZIP 37865. The local median household income is $88,231/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 37865?

Rent in ZIP 37865 has been roughly flat over the past year, a +0.5% change.

How does ZIP 37865 compare to other ZIPs in Tennessee?

ZIP 37865 is in the middle among Tennessee ZIP codes for rent, ranking #64 of 147 at $1,640/mo. Over the year to September 2026, rent in ZIP 37865 changed +0.5%, against a typical +1.8% across the 127 Tennessee ZIP codes Zillow tracks.

How does ZIP 37865 compare to the rest of Seymour?

At $1,640/mo, ZIP 37865 is $23 below the Seymour citywide median of $1,663/mo.
Income Affordability
22%
VERY AFFORDABLE

At $1,640/mo, rent takes ~22% of ZIP 37865's median household income ($88,231/yr). The standard benchmark is 30%.

ZIP 37865 22%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 37865 (Seymour, TN)

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