ZIP Code · TN

ZIP 37912

Part of Knoxville, TN

Pop. 21,505·Knox County·123rd most expensive ZIP in Tennessee

Median rent (all units)

$1,257/mo

Year-over-Year

-1.5%

Month-over-Month

-1.4%

vs US Median

-$675

Reported rents

Falling (Monthly)

Be the first to discuss 37912 rents ↓

Most AffordableMost Expensive

ZIP 37912 · $1,257

More affordable than 88% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,100

1 BR

$1,110

2 BR

$1,380

3 BR

$1,750

4 BR+

$2,040

Research median

$1,380/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

April. Asking rents in ZIP 37912 usually run 1.3% below trend in April and 1.2% above it in July, about $31 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 37912 is 3.4% below its high of $1,301 in January 2025, at $1,257 as of September 2026.

Past year vs. the rest of Tennessee

Rent in ZIP 37912 changed -1.5% over the year to September 2026. Across the 127 Tennessee ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has fallen 2 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($47,416) is $1,185 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,110); a 2-bedroom is $1,380.

Rank in Knoxville

1st cheapest of 14 ZIP codes in Knoxville.

From Zillow's monthly rent index (ZORI) for ZIP 37912. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,084/yr

At $1,257/mo median

Location

CityKnoxville

StateTN

CountyKnox County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 1.5% YoY), so renters have negotiating leverage.

Based on rent-price momentum (-1.5% YoY, -1.4% MoM), not inventory.

Demographics

Who lives here

ZIP 37912 (Knoxville, TN) is roughly split between renters and owners, has a median income below the national average, 21.1% of residents hold a bachelor's degree or higher.

Population

21,505

Median income

$47,416

Median age

Renters

46.9%

Age distribution

21.4%

26.1%

26%

13.4%

13%

Under 1821.4%

18–3426.1%

35–5426%

55–6413.4%

65+13%

Gender

49.3%

50.7%

Male49.3%

Female50.7%

Race & ethnicity

72.4%

13.1%

White72.4%

Black13.1%

Hispanic9.9%

Asian0.9%

Other3.7%

Education (25+)

32.2%

34.9%

21.1%

No HS diploma11.8%

HS diploma32.2%

Some college34.9%

Bachelor's+21.1%

Housing tenure

53.1%

46.9%

Owner53.1%

Renter46.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 37912 in Knoxville, TN has changed in 5 years

Rent

$1,056 → $1,257

up 19.0%

Income

$38,726 → $47,416

up 22.4%

Population

21,729 → 21,505

down 1.0%

Renter share

48.5% → 46.9%

-1.6 pts

Bachelor's+

20.1% → 21.1%

+1.0 pts

Median age

35.4 → 37

+1.6 yrs

Five years ago, renters in ZIP 37912 in Knoxville, TN paid around $1,056 a month. That figure now sits near $1,257, up 19.0% from the 2022 baseline. Household income in the area moved from $38,726 to $47,416 across the same window, up 22.4% versus 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 37912 in Knoxville, TN losing about 224 residents over the five-year window, down 1.0% on net. The renter share has eased from 48.5% to 46.9%, with owner-occupied housing accounting for the remainder. Reading these numbers side by side helps frame whether current listings in ZIP 37912 in Knoxville, TN look reasonable against where the market sat half a decade ago.

Community

Discussions about ZIP 37912

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 37912

About renting in ZIP 37912

Last updated: October 17, 2026

ZIP code 37912 covers Knoxville, TN. The median rent here is $1,257/mo as of October 2026. A 1-bedroom rents for a median of $1,110/mo. A 2-bedroom rents for a median of $1,380/mo.

At 32% of local median household income ($47,416/yr), ZIP 37912 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 1.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 37912?

To keep rent at or below 30% of gross income, you would need to earn at least $50,000/year (about $24/hour full-time) to afford the median rent of $1,257/mo in ZIP 37912. The local median household income is $47,416/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 37912?

Rent in ZIP 37912 has fallen 1.5% over the past year as of September 2026. It sits 3.4% below its high of $1,301 in January 2025.

When is the cheapest time to rent in ZIP 37912?

Asking rents in ZIP 37912 are usually lowest in April, about 1.3% below their yearly trend, and highest in July, about 1.2% above it. At today's median that is a gap of roughly $31 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 37912 compare to other ZIPs in Tennessee?

ZIP 37912 is one of the more affordable among Tennessee ZIP codes for rent, ranking #123 of 147 at $1,257/mo. Over the year to September 2026, rent in ZIP 37912 changed -1.5%, against a typical +1.8% across the 127 Tennessee ZIP codes Zillow tracks.