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ZIP Code · KY

ZIP 40165

Pop. 38,403·Bullitt County·37th most expensive ZIP in Kentucky
Median rent (all units)
$1,459/mo
Year-over-Year
Stable
Month-over-Month
-9.3%
vs US Median
-$506
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 40165 · $1,459
More affordable than 76% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$880
1 BR
$950
2 BR
$1,160
3 BR
$1,480
4 BR+
$1,720
Research median
$1,160/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$17,508/yr
At $1,459/mo median
Location
StateKY
CountyBullitt County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -9.3% MoM), not inventory.
Demographics

Who lives here

ZIP 40165 (Shepherdsville, KY) is majority owner-occupied, 18.5% of residents hold a bachelor's degree or higher.

Population
38,403
Median income
$79,540
Median age
42
Renters
17.3%
Age distribution
22.2%
19.2%
26.7%
14.6%
17.3%
Under 1822.2%
18–3419.2%
35–5426.7%
55–6414.6%
65+17.3%
Gender
49.8%
50.2%
Male49.8%
Female50.2%
Race & ethnicity
92.1%
White92.1%
Black2.3%
Hispanic2.1%
Asian1%
Other2.4%
Education (25+)
41%
29.8%
18.5%
No HS diploma10.7%
HS diploma41%
Some college29.8%
Bachelor's+18.5%
Housing tenure
82.7%
17.3%
Owner82.7%
Renter17.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 40165 in Shepherdsville, KY has changed in 5 years

Income
$67,889 → $79,540
up 17.2%
Population
37,006 → 38,403
up 3.8%
Renter share
21.6% → 17.3%
-4.3 pts
Bachelor's+
16.4% → 18.5%
+2.1 pts

Local incomes tracked alongside that move, going from a median of $67,889 in 2021 to $79,540 more recently. The population has grown by 3.8% since 2021, moving from about 37,006 residents to roughly 38,403. Renters now make up 17.3% of households, compared with 21.6% five years ago. College-educated residents now make up 18.5% of adults here, versus 16.4% in 2021.

Community

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Local insights

Tips for renters in ZIP 40165

About renting in ZIP 40165

Last updated: July 20, 2026

ZIP code 40165 covers Shepherdsville, KY. The median rent here is $1,459/mo as of July 2026. A 1-bedroom rents for a median of $950/mo. A 2-bedroom rents for a median of $1,160/mo.

At 22% of local median household income ($79,540/yr), ZIP 40165 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 40165?

As of July 20, 2026, the median monthly rent in ZIP 40165 (Shepherdsville, KY) is $1,459. This is based on aggregated data from public sources and community submissions.

How does ZIP 40165 rent compare to the US average?

ZIP 40165's median rent of $1,459/mo is $506 (26%) below the US national median of $1,965/mo.

How does ZIP 40165 compare to other ZIPs in Kentucky?

ZIP 40165 falls in the middle range for Kentucky, ranking #37 out of 83 ZIPs at $1,459/mo.

How much income do you need to rent in ZIP 40165?

To keep rent at or below 30% of gross income, you would need to earn at least $58,000/year (~$28/hour full-time) to afford the median rent of $1,459/mo in ZIP 40165. The local median household income is $79,540/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 40165?

Rent in ZIP 40165 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 40165 an affordable place to rent?

ZIP 40165 is considered very affordable for renters. At $1,459/mo, rent takes approximately 22% of the local median household income ($79,540/yr). The standard benchmark is 30%. ZIP 40165 falls comfortably within that range.

What percentage of ZIP 40165 residents rent vs. own?

According to Census data, approximately 17.3% of ZIP 40165 households are renters, while 82.7% are owner-occupied. ZIP 40165 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 40165 compare to the rest of Shepherdsville?

ZIP 40165 is more affordable than Shepherdsville overall. At $1,459/mo, it's $193 below the Shepherdsville citywide median of $1,652/mo.

When was rent data for ZIP 40165 last updated?

Rent data for ZIP 40165 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $1,459/mo, rent takes ~22% of ZIP 40165's median household income ($79,540/yr). The standard benchmark is 30%.

ZIP 40165 22%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 40165 (Shepherdsville, KY)

Recent submissions

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