ZIP Code · KY

ZIP 40272

Part of Louisville, KY

Pop. 38,289·Jefferson County·52nd most expensive ZIP in Kentucky

Median rent (all units)

$1,289/mo

Year-over-Year

+1.7%

Month-over-Month

+0.4%

vs US Median

-$643

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 40272 · $1,289

More affordable than 87% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,050

1 BR

$1,140

2 BR

$1,380

3 BR

$1,760

4 BR+

$2,050

Research median

$1,380/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 40272 is 0.7% below its high of $1,298 in June 2026, at $1,289 as of September 2026.

Past year vs. the rest of Kentucky

Rent in ZIP 40272 changed +1.7% over the year to September 2026. Across the 63 Kentucky ZIP codes Zillow tracks, the typical change was +3.3%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($69,940) is $1,749 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,380); a 3-bedroom is $1,760.

Rank in Louisville

12th cheapest of 29 ZIP codes in Louisville.

Cheaper nearby

ZIP 40214, 6 miles away, rents for 14% less ($1,114/mo), about $2,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 40272. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,468/yr

At $1,289/mo median

Location

CityLouisville

StateKY

CountyJefferson County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.7% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.7% YoY, +0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 40272 (Louisville, KY) is majority owner-occupied, 18.2% of residents hold a bachelor's degree or higher.

Population

38,289

Median income

$69,940

Median age

38.2

Renters

23.9%

Age distribution

24.9%

20.5%

24.2%

13.3%

17.1%

Under 1824.9%

18–3420.5%

35–5424.2%

55–6413.3%

65+17.1%

Gender

49.1%

50.9%

Male49.1%

Female50.9%

Race & ethnicity

77.2%

White77.2%

Black7.8%

Hispanic9.4%

Other5.2%

Education (25+)

38.7%

32.6%

18.2%

No HS diploma10.4%

HS diploma38.7%

Some college32.6%

Bachelor's+18.2%

Housing tenure

76.1%

23.9%

Owner76.1%

Renter23.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 40272 in Louisville, KY has changed in 5 years

Rent

$1,082 → $1,289

up 19.1%

Income

$60,256 → $69,940

up 16.1%

Population

38,815 → 38,289

down 1.4%

Renter share

26.3% → 23.9%

-2.4 pts

Bachelor's+

17.5% → 18.2%

+0.7 pts

Median age

38.8 → 38.2

-0.6 yrs

Rent in ZIP 40272 in Louisville, KY has climbed 19.1% since 2022, going from about $1,082 per month to roughly $1,289 today. On the earnings side, the typical household in ZIP 40272 in Louisville, KY now reports about $69,940, up from $60,256 in 2021. Rent outpaced income growth by roughly 3.0 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 38,815 to 38,289 between 2021 and 2024, a 1.4% change. About 23.9% of households rent today, against 26.3% in 2021. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 40272 in Louisville, KY reflects that arc in its own way.

Community

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About renting in ZIP 40272

Last updated: October 17, 2026

ZIP code 40272 covers Louisville, KY. The median rent here is $1,289/mo as of October 2026. A 1-bedroom rents for a median of $1,140/mo. A 2-bedroom rents for a median of $1,380/mo.

At 22% of local median household income ($69,940/yr), ZIP 40272 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 40272?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (about $25/hour full-time) to afford the median rent of $1,289/mo in ZIP 40272. The local median household income is $69,940/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 40272?

Rent in ZIP 40272 has risen 1.7% over the past year as of September 2026. It sits 0.7% below its high of $1,298 in June 2026.

How does ZIP 40272 compare to other ZIPs in Kentucky?

ZIP 40272 is one of the more affordable among Kentucky ZIP codes for rent, ranking #52 of 78 at $1,289/mo. Over the year to September 2026, rent in ZIP 40272 changed +1.7%, against a typical +3.3% across the 63 Kentucky ZIP codes Zillow tracks.