ZIP Code · KY

ZIP 40210

Part of Louisville, KY

Pop. 13,518·Jefferson County·64th most expensive ZIP in Kentucky

Median rent (all units)

$1,178/mo

Year-over-Year

+6.7%

Month-over-Month

+1.5%

vs US Median

-$754

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 40210 · $1,178

More affordable than 92% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$870

1 BR

$950

2 BR

$1,150

3 BR

$1,470

4 BR+

$1,710

Research median

$1,150/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 40210 is at its highest level since Zillow's records here began in December 2021.

Past year vs. the rest of Kentucky

Rent in ZIP 40210 changed +6.7% over the year to September 2026. Across the 63 Kentucky ZIP codes Zillow tracks, the typical change was +3.3%.

Recent direction

Rent has risen 3 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($35,347) is $884 a month. That covers HUD's Fair Market Rent for up to a studio ($870); a 1-bedroom is $950.

Rank in Louisville

6th cheapest of 29 ZIP codes in Louisville.

Cheaper nearby

ZIP 40203, 2 miles away, rents for 15% less ($1,006/mo), about $2,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 40210. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,136/yr

At $1,178/mo median

Location

CityLouisville

StateKY

CountyJefferson County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 6.7% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+6.7% YoY, +1.5% MoM), not inventory.

Demographics

Who lives here

ZIP 40210 (Louisville, KY) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 8.4% of residents hold a bachelor's degree or higher.

Population

13,518

Median income

$35,347

Median age

37.2

Renters

56%

Age distribution

26.8%

19.9%

25.1%

13%

15.2%

Under 1826.8%

18–3419.9%

35–5425.1%

55–6413%

65+15.2%

Gender

43.3%

56.7%

Male43.3%

Female56.7%

Race & ethnicity

81.3%

White11.7%

Black81.3%

Hispanic3.5%

Other3.6%

Education (25+)

17.8%

34.6%

39.3%

No HS diploma17.8%

HS diploma34.6%

Some college39.3%

Bachelor's+8.4%

Housing tenure

44%

56%

Owner44%

Renter56%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 40210 in Louisville, KY has changed in 5 years

Rent

$871 → $1,178

up 35.2%

Income

$29,733 → $35,347

up 18.9%

Population

14,746 → 13,518

down 8.3%

Renter share

60.4% → 56%

-4.4 pts

Bachelor's+

7% → 8.4%

+1.4 pts

Median age

31.4 → 37.2

+5.8 yrs

Rent in ZIP 40210 in Louisville, KY has climbed 35.2% since 2022, going from about $871 per month to roughly $1,178 today. Local incomes tracked alongside that move, going from a median of $29,733 in 2021 to $35,347 more recently. Rent outpaced income growth by roughly 16.3 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 14,746 to 13,518 between 2021 and 2024, a 8.3% change. About 56% of households rent today, against 60.4% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 40210 in Louisville, KY market of 2022.

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About renting in ZIP 40210

Last updated: October 17, 2026

ZIP code 40210 covers Louisville, KY. The median rent here is $1,178/mo as of October 2026. A 1-bedroom rents for a median of $950/mo. A 2-bedroom rents for a median of $1,150/mo.

At 40% of local median household income ($35,347/yr), ZIP 40210 ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 40210?

To keep rent at or below 30% of gross income, you would need to earn at least $47,000/year (about $23/hour full-time) to afford the median rent of $1,178/mo in ZIP 40210. The local median household income is $35,347/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 40210?

Rent in ZIP 40210 has risen 6.7% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2021.

How does ZIP 40210 compare to other ZIPs in Kentucky?

ZIP 40210 is one of the more affordable among Kentucky ZIP codes for rent, ranking #64 of 78 at $1,178/mo. Over the year to September 2026, rent in ZIP 40210 changed +6.7%, against a typical +3.3% across the 63 Kentucky ZIP codes Zillow tracks.