ZIP Code · KY

ZIP 40211

Pop. 20,407·Jefferson County·65th most expensive ZIP in Kentucky
Median rent (all units)
$1,160/mo
Year-over-Year
+2.4%
Month-over-Month
+0.3%
vs US Median
-$772
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 40211 · $1,160
More affordable than 93% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$840
1 BR
$910
2 BR
$1,110
3 BR
$1,420
4 BR+
$1,650
Research median
$1,110/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 40211 is 0.5% below its high of $1,166 in February 2026, at $1,160 as of September 2026.

Past year vs. the rest of Kentucky

Rent in ZIP 40211 changed +2.4% over the year to September 2026. Across the 63 Kentucky ZIP codes Zillow tracks, the typical change was +3.3%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($31,749) is $794 a month. That is less than HUD's Fair Market Rent for a studio ($840).

Rank in Louisville

5th cheapest of 29 ZIP codes in Louisville.

Cheaper nearby

ZIP 40203, 3 miles away, rents for 13% less ($1,006/mo), about $1,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 40211. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$13,920/yr
At $1,160/mo median
Location
StateKY
CountyJefferson County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.4% YoY, +0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 40211 (Louisville, KY) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 11% of residents hold a bachelor's degree or higher.

Population
20,407
Median income
$31,749
Median age
39.1
Renters
58.6%
Age distribution
26.2%
20.9%
22.8%
15.3%
14.8%
Under 1826.2%
18–3420.9%
35–5422.8%
55–6415.3%
65+14.8%
Gender
42.4%
57.6%
Male42.4%
Female57.6%
Race & ethnicity
87.8%
White5.7%
Black87.8%
Hispanic1.7%
Other4.6%
Education (25+)
14.2%
38.8%
36%
No HS diploma14.2%
HS diploma38.8%
Some college36%
Bachelor's+11%
Housing tenure
41.4%
58.6%
Owner41.4%
Renter58.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 40211 in Louisville, KY has changed in 5 years

Rent
$876 → $1,160
up 32.4%
Income
$29,772 → $31,749
up 6.6%
Population
22,167 → 20,407
down 7.9%
Renter share
58.4% → 58.6%
+0.2 pts
Bachelor's+
9.2% → 11%
+1.8 pts
Median age
35.7 → 39.1
+3.4 yrs

Since 2022, the typical rent in ZIP 40211 in Louisville, KY has increased from $876 to $1,160, a 32.4% change over five years. On the earnings side, the typical household in ZIP 40211 in Louisville, KY now reports about $31,749, up from $29,772 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 7.9% since 2021, moving from about 22,167 residents to roughly 20,407. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 40211 in Louisville, KY reflects that arc in its own way.

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Local insights

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About renting in ZIP 40211

Last updated: October 17, 2026

ZIP code 40211 covers Louisville, KY. The median rent here is $1,160/mo as of October 2026. A 1-bedroom rents for a median of $910/mo. A 2-bedroom rents for a median of $1,110/mo.

At 44% of local median household income ($31,749/yr), ZIP 40211 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 40211?

To keep rent at or below 30% of gross income, you would need to earn at least $46,000/year (about $22/hour full-time) to afford the median rent of $1,160/mo in ZIP 40211. The local median household income is $31,749/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 40211?

Rent in ZIP 40211 has risen 2.4% over the past year as of September 2026. It sits 0.5% below its high of $1,166 in February 2026.

How does ZIP 40211 compare to other ZIPs in Kentucky?

ZIP 40211 is one of the more affordable among Kentucky ZIP codes for rent, ranking #65 of 78 at $1,160/mo. Over the year to September 2026, rent in ZIP 40211 changed +2.4%, against a typical +3.3% across the 63 Kentucky ZIP codes Zillow tracks.

How does ZIP 40211 compare to the rest of Louisville?

At $1,160/mo, ZIP 40211 is $170 below the Louisville citywide median of $1,330/mo. It is the 5th cheapest of 29 ZIP codes in Louisville.
Income Affordability
44%
STRETCHED

At $1,160/mo, rent takes ~44% of ZIP 40211's median household income ($31,749/yr). The standard benchmark is 30%.

ZIP 40211 44%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 40211 (Louisville, KY)

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