ZIP Code · KY

ZIP 40213

Part of Louisville, KY

Pop. 16,054·Jefferson County·49th most expensive ZIP in Kentucky

Median rent (all units)

$1,305/mo

Year-over-Year

Stable

Month-over-Month

+0.8%

vs US Median

-$627

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 40213 · $1,305

More affordable than 86% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$870

1 BR

$940

2 BR

$1,140

3 BR

$1,460

4 BR+

$1,690

Research median

$1,140/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($55,897) is $1,397 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,140); a 3-bedroom is $1,460.

Rank in Louisville

14th cheapest of 29 ZIP codes in Louisville.

Cheaper nearby

ZIP 40214, 4 miles away, rents for 15% less ($1,114/mo), about $2,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 40213. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,660/yr

At $1,305/mo median

Location

CityLouisville

StateKY

CountyJefferson County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.8% MoM), not inventory.

Demographics

Who lives here

ZIP 40213 (Louisville, KY) is majority owner-occupied, has a median income below the national average, 26.1% of residents hold a bachelor's degree or higher.

Population

16,054

Median income

$55,897

Median age

Renters

34.9%

Age distribution

22.3%

22.4%

26.5%

13.7%

15.1%

Under 1822.3%

18–3422.4%

35–5426.5%

55–6413.7%

65+15.1%

Gender

49.6%

50.4%

Male49.6%

Female50.4%

Race & ethnicity

58.9%

19.6%

18.3%

White58.9%

Black19.6%

Hispanic18.3%

Other2.9%

Education (25+)

30.5%

34.4%

26.1%

No HS diploma9%

HS diploma30.5%

Some college34.4%

Bachelor's+26.1%

Housing tenure

65.1%

34.9%

Owner65.1%

Renter34.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 40213 in Louisville, KY has changed in 5 years

Income

$53,224 → $55,897

up 5.0%

Population

15,749 → 16,054

up 1.9%

Renter share

38.7% → 34.9%

-3.8 pts

Bachelor's+

25.1% → 26.1%

+1.0 pts

Median household income rose from $53,224 to $55,897 between 2021 and 2024, a 5.0% shift. The population has grown by 1.9% since 2021, moving from about 15,749 residents to roughly 16,054. Renters now make up 34.9% of households, compared with 38.7% five years ago.

Community

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Local insights

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About renting in ZIP 40213

Last updated: October 17, 2026

ZIP code 40213 covers Louisville, KY. The median rent here is $1,305/mo as of October 2026. A 1-bedroom rents for a median of $940/mo. A 2-bedroom rents for a median of $1,140/mo.

At 28% of local median household income ($55,897/yr), ZIP 40213 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 40213?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (about $25/hour full-time) to afford the median rent of $1,305/mo in ZIP 40213. The local median household income is $55,897/yr, so the typical household meets that bar.