RentDataNowRentDataNow
ZIP Code · KY

ZIP 40217

Pop. 11,663·Jefferson County·19th most expensive ZIP in Kentucky
Median rent (all units)
$1,603/mo
Year-over-Year
+8.9%
Month-over-Month
+1.7%
vs US Median
-$362
Rising (Monthly)
Be the first to discuss 40217 rents ↓
Most AffordableMost Expensive
ZIP 40217 · $1,603
More affordable than 66% of US ZIP codes · National median $1,965/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,030
1 BR
$1,120
2 BR
$1,360
3 BR
$1,740
4 BR+
$2,020
Research median
$1,360/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$19,236/yr
At $1,603/mo median
Location
StateKY
CountyJefferson County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.9% YoY, +1.7% MoM), not inventory.
Demographics

Who lives here

ZIP 40217 (Louisville, KY) is majority owner-occupied, skews toward younger working-age adults, 52% of residents hold a bachelor's degree or higher.

Population
11,663
Median income
$69,114
Median age
37.2
Renters
41.3%
Age distribution
33.8%
24.4%
12.1%
17.9%
Under 1811.8%
18–3433.8%
35–5424.4%
55–6412.1%
65+17.9%
Gender
52.3%
47.7%
Male52.3%
Female47.7%
Race & ethnicity
83.3%
White83.3%
Black5.3%
Hispanic2.6%
Asian2%
Other6.9%
Education (25+)
18.3%
24.8%
52%
No HS diploma4.9%
HS diploma18.3%
Some college24.8%
Bachelor's+52%
Housing tenure
58.7%
41.3%
Owner58.7%
Renter41.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 40217 in Louisville, KY has changed in 5 years

Rent
$1,148 → $1,603
up 39.6%
Income
$61,977 → $69,114
up 11.5%
Population
12,029 → 11,663
down 3.0%
Renter share
38.7% → 41.3%
+2.6 pts
Bachelor's+
43.6% → 52%
+8.4 pts
Median age
35.5 → 37.2
+1.7 yrs

Five years ago, renters in ZIP 40217 in Louisville, KY paid around $1,148 a month. That figure now sits near $1,603, up 39.6% from the 2021 baseline. On the earnings side, the typical household in ZIP 40217 in Louisville, KY now reports about $69,114, up from $61,977 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 40217 in Louisville, KY losing about 366 residents over the five-year window, down 3.0% on net. The renter share has risen from 38.7% to 41.3%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 43.6% to 52% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 40217 in Louisville, KY reflects that arc in its own way.

Community

Discussions about ZIP 40217

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 40217

About renting in ZIP 40217

Last updated: July 20, 2026

ZIP code 40217 covers Louisville, KY. The median rent here is $1,603/mo as of July 2026. A 1-bedroom rents for a median of $1,120/mo. A 2-bedroom rents for a median of $1,360/mo.

At 28% of local median household income ($69,114/yr), ZIP 40217 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 40217?

As of July 20, 2026, the median monthly rent in ZIP 40217 (Louisville, KY) is $1,603. This is based on aggregated data from public sources and community submissions.

How does ZIP 40217 rent compare to the US average?

ZIP 40217's median rent of $1,603/mo is $362 (18%) below the US national median of $1,965/mo.

How does ZIP 40217 compare to other ZIPs in Kentucky?

ZIP 40217 is one of the pricier ZIP codes in Kentucky, ranking #19 out of 83 ZIPs tracked at $1,603/mo.

How much income do you need to rent in ZIP 40217?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (~$31/hour full-time) to afford the median rent of $1,603/mo in ZIP 40217. The local median household income is $69,114/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 40217?

Rent in ZIP 40217 has increased 8.9% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 40217 an affordable place to rent?

ZIP 40217 is considered affordable for renters. At $1,603/mo, rent takes approximately 28% of the local median household income ($69,114/yr). The standard benchmark is 30%. ZIP 40217 falls comfortably within that range.

What percentage of ZIP 40217 residents rent vs. own?

According to Census data, approximately 41.3% of ZIP 40217 households are renters, while 58.7% are owner-occupied. ZIP 40217 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 40217 compare to the rest of Louisville?

ZIP 40217 is pricier than Louisville as a whole. At $1,603/mo, it's $209 above the Louisville citywide median of $1,394/mo.

When was rent data for ZIP 40217 last updated?

Rent data for ZIP 40217 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $1,603/mo, rent takes ~28% of ZIP 40217's median household income ($69,114/yr). The standard benchmark is 30%.

ZIP 40217 28%Benchmark 30%
State income tax4%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 40217 (Louisville, KY)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.