ZIP Code · KY

ZIP 40324

Part of Georgetown, KY

Pop. 53,406·Scott County·15th most expensive ZIP in Kentucky

Median rent (all units)

$1,593/mo

Year-over-Year

+2.8%

Month-over-Month

+0.1%

vs US Median

-$339

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 40324 · $1,593

More affordable than 66% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$910

1 BR

$1,110

2 BR

$1,310

3 BR

$1,800

4 BR+

$2,000

Research median

$1,310/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 40324 is 0.1% below its high of $1,594 in May 2026, at $1,593 as of September 2026.

Past year vs. the rest of Kentucky

Rent in ZIP 40324 changed +2.8% over the year to September 2026. Across the 63 Kentucky ZIP codes Zillow tracks, the typical change was +3.3%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($85,110) is $2,128 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,000).

From Zillow's monthly rent index (ZORI) for ZIP 40324. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$19,116/yr

At $1,593/mo median

Location

CityGeorgetown

StateKY

CountyScott County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.8% YoY, +0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 40324 (Georgetown, KY) is majority owner-occupied, 35.5% of residents hold a bachelor's degree or higher.

Population

53,406

Median income

$85,110

Median age

35.3

Renters

30.6%

Age distribution

25%

24.6%

27.3%

12.3%

Under 1825%

18–3424.6%

35–5427.3%

55–6410.8%

65+12.3%

Gender

49.3%

50.7%

Male49.3%

Female50.7%

Race & ethnicity

84.3%

White84.3%

Black5.3%

Hispanic6.9%

Asian1%

Other2.6%

Education (25+)

28%

30.2%

35.5%

No HS diploma6.2%

HS diploma28%

Some college30.2%

Bachelor's+35.5%

Housing tenure

69.4%

30.6%

Owner69.4%

Renter30.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 40324 in Georgetown, KY has changed in 5 years

Income

$72,348 → $85,110

up 17.6%

Population

49,958 → 53,406

up 6.9%

Renter share

29.9% → 30.6%

+0.7 pts

Bachelor's+

30.2% → 35.5%

+5.3 pts

Local incomes tracked alongside that move, going from a median of $72,348 in 2021 to $85,110 more recently. Census counts show ZIP 40324 in Georgetown, KY adding about 3,448 residents over the five-year window, up 6.9% on net. Bachelor's-degree-or-higher attainment moved from 30.2% to 35.5% across the same window.

Community

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Local insights

Tips for renters in ZIP 40324

About renting in ZIP 40324

Last updated: October 17, 2026

ZIP code 40324 covers Georgetown, KY. The median rent here is $1,593/mo as of October 2026. A 1-bedroom rents for a median of $1,110/mo. A 2-bedroom rents for a median of $1,310/mo.

At 22% of local median household income ($85,110/yr), ZIP 40324 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 40324?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (about $31/hour full-time) to afford the median rent of $1,593/mo in ZIP 40324. The local median household income is $85,110/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 40324?

Rent in ZIP 40324 has risen 2.8% over the past year as of September 2026. It sits 0.1% below its high of $1,594 in May 2026.

How does ZIP 40324 compare to other ZIPs in Kentucky?

ZIP 40324 is one of the pricier among Kentucky ZIP codes for rent, ranking #15 of 78 at $1,593/mo. Over the year to September 2026, rent in ZIP 40324 changed +2.8%, against a typical +3.3% across the 63 Kentucky ZIP codes Zillow tracks.