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ZIP Code · KY

ZIP 40324

Pop. 53,406·Scott County·29th most expensive ZIP in Kentucky
Median rent (all units)
$1,531/mo
Year-over-Year
+7.0%
Month-over-Month
-2.3%
vs US Median
-$434
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 40324 · $1,531
More affordable than 71% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$910
1 BR
$1,110
2 BR
$1,310
3 BR
$1,800
4 BR+
$2,000
Research median
$1,310/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$18,372/yr
At $1,531/mo median
Location
StateKY
CountyScott County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (7.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+7.0% YoY, -2.3% MoM), not inventory.
Demographics

Who lives here

ZIP 40324 (Georgetown, KY) is majority owner-occupied, 35.5% of residents hold a bachelor's degree or higher.

Population
53,406
Median income
$85,110
Median age
35.3
Renters
30.6%
Age distribution
25%
24.6%
27.3%
12.3%
Under 1825%
18–3424.6%
35–5427.3%
55–6410.8%
65+12.3%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
84.3%
White84.3%
Black5.3%
Hispanic6.9%
Asian1%
Other2.6%
Education (25+)
28%
30.2%
35.5%
No HS diploma6.2%
HS diploma28%
Some college30.2%
Bachelor's+35.5%
Housing tenure
69.4%
30.6%
Owner69.4%
Renter30.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 40324 in Georgetown, KY has changed in 5 years

Income
$72,348 → $85,110
up 17.6%
Population
49,958 → 53,406
up 6.9%
Renter share
29.9% → 30.6%
+0.7 pts
Bachelor's+
30.2% → 35.5%
+5.3 pts

Local incomes tracked alongside that move, going from a median of $72,348 in 2021 to $85,110 more recently. Census counts show ZIP 40324 in Georgetown, KY adding about 3,448 residents over the five-year window, up 6.9% on net. Bachelor's-degree-or-higher attainment moved from 30.2% to 35.5% across the same window.

Community

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Local insights

Tips for renters in ZIP 40324

About renting in ZIP 40324

Last updated: July 20, 2026

ZIP code 40324 covers Georgetown, KY. The median rent here is $1,531/mo as of July 2026. A 1-bedroom rents for a median of $1,110/mo. A 2-bedroom rents for a median of $1,310/mo.

At 22% of local median household income ($85,110/yr), ZIP 40324 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 40324?

As of July 20, 2026, the median monthly rent in ZIP 40324 (Georgetown, KY) is $1,531. This is based on aggregated data from public sources and community submissions.

How does ZIP 40324 rent compare to the US average?

ZIP 40324's median rent of $1,531/mo is $434 (22%) below the US national median of $1,965/mo.

How does ZIP 40324 compare to other ZIPs in Kentucky?

ZIP 40324 falls in the middle range for Kentucky, ranking #29 out of 83 ZIPs at $1,531/mo.

How much income do you need to rent in ZIP 40324?

To keep rent at or below 30% of gross income, you would need to earn at least $61,000/year (~$29/hour full-time) to afford the median rent of $1,531/mo in ZIP 40324. The local median household income is $85,110/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 40324?

Rent in ZIP 40324 has increased 7.0% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 40324 an affordable place to rent?

ZIP 40324 is considered very affordable for renters. At $1,531/mo, rent takes approximately 22% of the local median household income ($85,110/yr). The standard benchmark is 30%. ZIP 40324 falls comfortably within that range.

What percentage of ZIP 40324 residents rent vs. own?

According to Census data, approximately 30.6% of ZIP 40324 households are renters, while 69.4% are owner-occupied. ZIP 40324 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 40324 compare to the rest of Georgetown?

ZIP 40324 is pricier than Georgetown as a whole. At $1,531/mo, it's $7 above the Georgetown citywide median of $1,524/mo.

When was rent data for ZIP 40324 last updated?

Rent data for ZIP 40324 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $1,531/mo, rent takes ~22% of ZIP 40324's median household income ($85,110/yr). The standard benchmark is 30%.

ZIP 40324 22%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 40324 (Georgetown, KY)

Recent submissions

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