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ZIP Code · KY

ZIP 41051

Pop. 33,054·Kenton County·4th most expensive ZIP in Kentucky
Median rent (all units)
$2,165/mo
Year-over-Year
+11.7%
Month-over-Month
+2.7%
vs US Median
+$200
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 41051 · $2,165
More expensive than 68% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,100
1 BR
$1,200
2 BR
$1,550
3 BR
$2,050
4 BR+
$2,260
Research median
$1,550/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$25,980/yr
At $2,165/mo median
Location
StateKY
CountyKenton County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 11.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+11.7% YoY, +2.7% MoM), not inventory.
Demographics

Who lives here

ZIP 41051 (Independence, KY) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 37.9% of residents hold a bachelor's degree or higher.

Population
33,054
Median income
$104,201
Median age
36.1
Renters
12.5%
Age distribution
27.1%
21.5%
27.9%
12.4%
Under 1827.1%
18–3421.5%
35–5427.9%
55–6411.1%
65+12.4%
Gender
50.7%
49.3%
Male50.7%
Female49.3%
Race & ethnicity
92.3%
White92.3%
Black1.4%
Hispanic2.1%
Asian1.5%
Other2.7%
Education (25+)
27.1%
30.6%
37.9%
No HS diploma4.4%
HS diploma27.1%
Some college30.6%
Bachelor's+37.9%
Housing tenure
87.5%
12.5%
Owner87.5%
Renter12.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 41051 in Independence, KY has changed in 5 years

Income
$83,878 → $104,201
up 24.2%
Population
31,431 → 33,054
up 5.2%
Renter share
15% → 12.5%
-2.5 pts
Bachelor's+
35.3% → 37.9%
+2.6 pts
Median age
35.4 → 36.1
+0.7 yrs

Census figures show median household income at $104,201 today, compared with $83,878 five years earlier. The population has grown by 5.2% since 2021, moving from about 31,431 residents to roughly 33,054. Renters now make up 12.5% of households, compared with 15% five years ago. College-educated residents now make up 37.9% of adults here, versus 35.3% in 2021.

Community

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Local insights

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About renting in ZIP 41051

Last updated: July 20, 2026

ZIP code 41051 covers Independence, KY. The median rent here is $2,165/mo as of July 2026. A 1-bedroom rents for a median of $1,200/mo. A 2-bedroom rents for a median of $1,550/mo.

At 25% of local median household income ($104,201/yr), ZIP 41051 ranks as affordable compared to the national benchmark of 30%. Rents have increased 11.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 41051?

As of July 20, 2026, the median monthly rent in ZIP 41051 (Independence, KY) is $2,165. This is based on aggregated data from public sources and community submissions.

How does ZIP 41051 rent compare to the US average?

ZIP 41051's median rent of $2,165/mo is $200 (10%) above the US national median of $1,965/mo.

How does ZIP 41051 compare to other ZIPs in Kentucky?

ZIP 41051 is one of the pricier ZIP codes in Kentucky, ranking #4 out of 83 ZIPs tracked at $2,165/mo.

How much income do you need to rent in ZIP 41051?

To keep rent at or below 30% of gross income, you would need to earn at least $87,000/year (~$42/hour full-time) to afford the median rent of $2,165/mo in ZIP 41051. The local median household income is $104,201/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 41051?

Rent in ZIP 41051 has increased 11.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 41051 an affordable place to rent?

ZIP 41051 is considered affordable for renters. At $2,165/mo, rent takes approximately 25% of the local median household income ($104,201/yr). The standard benchmark is 30%. ZIP 41051 falls comfortably within that range.

What percentage of ZIP 41051 residents rent vs. own?

According to Census data, approximately 12.5% of ZIP 41051 households are renters, while 87.5% are owner-occupied. ZIP 41051 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 41051 compare to the rest of Independence?

ZIP 41051 is pricier than Independence as a whole. At $2,165/mo, it's $22 above the Independence citywide median of $2,143/mo.

When was rent data for ZIP 41051 last updated?

Rent data for ZIP 41051 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $2,165/mo, rent takes ~25% of ZIP 41051's median household income ($104,201/yr). The standard benchmark is 30%.

ZIP 41051 25%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 41051 (Independence, KY)

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