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ZIP Code · KY

ZIP 41011

Pop. 26,981·Kenton County·15th most expensive ZIP in Kentucky
Median rent (all units)
$1,620/mo
Year-over-Year
+10.1%
Month-over-Month
+3.6%
vs US Median
-$345
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 41011 · $1,620
More affordable than 65% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$980
1 BR
$1,080
2 BR
$1,390
3 BR
$1,830
4 BR+
$2,030
Research median
$1,390/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$19,440/yr
At $1,620/mo median
Location
StateKY
CountyKenton County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.1% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.1% YoY, +3.6% MoM), not inventory.
Demographics

Who lives here

ZIP 41011 (Covington, KY) is roughly split between renters and owners, 47.5% of residents hold a bachelor's degree or higher.

Population
26,981
Median income
$69,970
Median age
36.6
Renters
53.9%
Age distribution
19.2%
28.3%
23.8%
12.6%
16.2%
Under 1819.2%
18–3428.3%
35–5423.8%
55–6412.6%
65+16.2%
Gender
50.9%
49.1%
Male50.9%
Female49.1%
Race & ethnicity
72.9%
White72.9%
Black8.8%
Hispanic11.5%
Asian1.1%
Other5.7%
Education (25+)
20.7%
21.8%
47.5%
No HS diploma10.1%
HS diploma20.7%
Some college21.8%
Bachelor's+47.5%
Housing tenure
46.1%
53.9%
Owner46.1%
Renter53.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 41011 in Covington, KY has changed in 5 years

Rent
$1,137 → $1,620
up 42.5%
Income
$53,836 → $69,970
up 30.0%
Population
27,115 → 26,981
down 0.5%
Renter share
56% → 53.9%
-2.1 pts
Bachelor's+
40.6% → 47.5%
+6.9 pts

Since 2021, the typical rent in ZIP 41011 in Covington, KY has increased from $1,137 to $1,620, a 42.5% change over five years. On the earnings side, the typical household in ZIP 41011 in Covington, KY now reports about $69,970, up from $53,836 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. Renters now make up 53.9% of households, compared with 56% five years ago. College-educated residents now make up 47.5% of adults here, versus 40.6% in 2021. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 41011 in Covington, KY reflects that arc in its own way.

Community

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Local insights

Tips for renters in ZIP 41011

About renting in ZIP 41011

Last updated: July 20, 2026

ZIP code 41011 covers Covington, KY. The median rent here is $1,620/mo as of July 2026. A 1-bedroom rents for a median of $1,080/mo. A 2-bedroom rents for a median of $1,390/mo.

At 28% of local median household income ($69,970/yr), ZIP 41011 ranks as affordable compared to the national benchmark of 30%. Rents have increased 10.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 41011?

As of July 20, 2026, the median monthly rent in ZIP 41011 (Covington, KY) is $1,620. This is based on aggregated data from public sources and community submissions.

How does ZIP 41011 rent compare to the US average?

ZIP 41011's median rent of $1,620/mo is $345 (18%) below the US national median of $1,965/mo.

How does ZIP 41011 compare to other ZIPs in Kentucky?

ZIP 41011 is one of the pricier ZIP codes in Kentucky, ranking #15 out of 83 ZIPs tracked at $1,620/mo.

How much income do you need to rent in ZIP 41011?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (~$31/hour full-time) to afford the median rent of $1,620/mo in ZIP 41011. The local median household income is $69,970/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 41011?

Rent in ZIP 41011 has increased 10.1% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 41011 an affordable place to rent?

ZIP 41011 is considered affordable for renters. At $1,620/mo, rent takes approximately 28% of the local median household income ($69,970/yr). The standard benchmark is 30%. ZIP 41011 falls comfortably within that range.

What percentage of ZIP 41011 residents rent vs. own?

According to Census data, approximately 53.9% of ZIP 41011 households are renters, while 46.1% are owner-occupied. With a majority renter population, ZIP 41011 has a strong rental market.

How does ZIP 41011 compare to the rest of Covington?

ZIP 41011 is pricier than Covington as a whole. At $1,620/mo, it's $5 above the Covington citywide median of $1,615/mo.

When was rent data for ZIP 41011 last updated?

Rent data for ZIP 41011 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $1,620/mo, rent takes ~28% of ZIP 41011's median household income ($69,970/yr). The standard benchmark is 30%.

ZIP 41011 28%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 41011 (Covington, KY)

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