ZIP Code · KY

ZIP 41075

Part of Fort Thomas, KY

Pop. 17,240·Campbell County·40th most expensive ZIP in Kentucky

Median rent (all units)

$1,386/mo

Year-over-Year

+8.3%

Month-over-Month

+2.0%

vs US Median

-$546

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 41075 · $1,386

More affordable than 81% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$970

1 BR

$1,060

2 BR

$1,370

3 BR

$1,810

4 BR+

$2,000

Research median

$1,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Kentucky

Rent in ZIP 41075 changed +8.3% over the year to September 2026. Across the 63 Kentucky ZIP codes Zillow tracks, the typical change was +3.3%.

Recent direction

Rent has risen 5 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($104,875) is $2,622 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,000).

Cheaper nearby

ZIP 41014, 3 miles away, rents for 12% less ($1,218/mo), about $2,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 41075. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,632/yr

At $1,386/mo median

Location

CityFort Thomas

StateKY

CountyCampbell County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 8.3% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+8.3% YoY, +2.0% MoM), not inventory.

Demographics

Who lives here

ZIP 41075 (Fort Thomas, KY) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 54.9% of residents hold a bachelor's degree or higher.

Population

17,240

Median income

$104,875

Median age

38.7

Renters

28.9%

Age distribution

25.7%

18.6%

26.9%

17.1%

Under 1825.7%

18–3418.6%

35–5426.9%

55–6411.8%

65+17.1%

Gender

49.7%

50.3%

Male49.7%

Female50.3%

Race & ethnicity

89.2%

White89.2%

Black2.3%

Hispanic2.9%

Asian0.7%

Other4.8%

Education (25+)

16.9%

25%

54.9%

No HS diploma3.2%

HS diploma16.9%

Some college25%

Bachelor's+54.9%

Housing tenure

71.1%

28.9%

Owner71.1%

Renter28.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 41075 in Fort Thomas, KY has changed in 5 years

Income

$84,595 → $104,875

up 24.0%

Population

17,332 → 17,240

down 0.5%

Renter share

26.8% → 28.9%

+2.1 pts

Bachelor's+

53.7% → 54.9%

+1.2 pts

On the earnings side, the typical household in ZIP 41075 in Fort Thomas, KY now reports about $104,875, up from $84,595 in 2021. About 28.9% of households rent today, against 26.8% in 2021.

Community

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Local insights

Tips for renters in ZIP 41075

About renting in ZIP 41075

Last updated: October 17, 2026

ZIP code 41075 covers Fort Thomas, KY. The median rent here is $1,386/mo as of October 2026. A 1-bedroom rents for a median of $1,060/mo. A 2-bedroom rents for a median of $1,370/mo.

At 16% of local median household income ($104,875/yr), ZIP 41075 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 41075?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (about $26/hour full-time) to afford the median rent of $1,386/mo in ZIP 41075. The local median household income is $104,875/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 41075?

Rent in ZIP 41075 has risen 8.3% over the past year.

How does ZIP 41075 compare to other ZIPs in Kentucky?

ZIP 41075 is in the middle among Kentucky ZIP codes for rent, ranking #40 of 78 at $1,386/mo. Over the year to September 2026, rent in ZIP 41075 changed +8.3%, against a typical +3.3% across the 63 Kentucky ZIP codes Zillow tracks.