ZIP Code · KY

ZIP 41014

Part of Covington, KY

Pop. 7,392·Kenton County·60th most expensive ZIP in Kentucky

Median rent (all units)

$1,218/mo

Year-over-Year

+12.6%

Month-over-Month

+3.3%

vs US Median

-$714

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 41014 · $1,218

More affordable than 90% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$850

1 BR

$930

2 BR

$1,200

3 BR

$1,580

4 BR+

$1,750

Research median

$1,200/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Kentucky

Rent in ZIP 41014 changed +12.6% over the year to September 2026. Across the 63 Kentucky ZIP codes Zillow tracks, the typical change was +3.3%.

Recent direction

Rent has risen 6 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($61,382) is $1,535 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,200); a 3-bedroom is $1,580.

From Zillow's monthly rent index (ZORI) for ZIP 41014. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,616/yr

At $1,218/mo median

Location

CityCovington

StateKY

CountyKenton County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 12.6% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+12.6% YoY, +3.3% MoM), not inventory.

Demographics

Who lives here

ZIP 41014 (Covington, KY) is roughly split between renters and owners, has a median income below the national average, 26.6% of residents hold a bachelor's degree or higher.

Population

7,392

Median income

$61,382

Median age

34.2

Renters

48%

Age distribution

23.6%

27.8%

21.3%

12.4%

15%

Under 1823.6%

18–3427.8%

35–5421.3%

55–6412.4%

65+15%

Gender

50.8%

49.2%

Male50.8%

Female49.2%

Race & ethnicity

73.9%

White73.9%

Black9.7%

Hispanic8.6%

Asian2.3%

Other5.6%

Education (25+)

15.4%

29.5%

28.5%

26.6%

No HS diploma15.4%

HS diploma29.5%

Some college28.5%

Bachelor's+26.6%

Housing tenure

52%

48%

Owner52%

Renter48%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 41014 in Covington, KY has changed in 5 years

Income

$46,165 → $61,382

up 33.0%

Population

6,972 → 7,392

up 6.0%

Renter share

50.1% → 48%

-2.1 pts

Bachelor's+

24.9% → 26.6%

+1.7 pts

Median age

33.5 → 34.2

+0.7 yrs

Household income in the area moved from $46,165 to $61,382 across the same window, up 33.0% versus 2021. Headcount in the area went from 6,972 to 7,392 between 2021 and 2024, a 6.0% change. About 48% of households rent today, against 50.1% in 2021.

Community

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Local insights

Tips for renters in ZIP 41014

About renting in ZIP 41014

Last updated: October 17, 2026

ZIP code 41014 covers Covington, KY. The median rent here is $1,218/mo as of October 2026. A 1-bedroom rents for a median of $930/mo. A 2-bedroom rents for a median of $1,200/mo.

At 24% of local median household income ($61,382/yr), ZIP 41014 ranks as affordable compared to the national benchmark of 30%. Rents have increased 12.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 41014?

To keep rent at or below 30% of gross income, you would need to earn at least $49,000/year (about $24/hour full-time) to afford the median rent of $1,218/mo in ZIP 41014. The local median household income is $61,382/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 41014?

Rent in ZIP 41014 has risen 12.6% over the past year.

How does ZIP 41014 compare to other ZIPs in Kentucky?

ZIP 41014 is one of the more affordable among Kentucky ZIP codes for rent, ranking #60 of 78 at $1,218/mo. Over the year to September 2026, rent in ZIP 41014 changed +12.6%, against a typical +3.3% across the 63 Kentucky ZIP codes Zillow tracks.