ZIP Code · KY

ZIP 41091

Part of Union, KY
Pop. 25,244·Boone County·2nd most expensive ZIP in Kentucky
Median rent (all units)
$2,450/mo
Year-over-Year
Stable
Month-over-Month
+20.7%
vs US Median
+$502
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 41091 · $2,450
More expensive than 78% of US ZIP codes · National median $1,948/mo
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Medians by bedroom

Rent by unit size

Studio
$1,440
1 BR
$1,580
2 BR
$2,030
3 BR
$2,680
4 BR+
$2,960
Research median
$2,030/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($136,307) is $3,408 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,960).

Cheaper nearby

ZIP 41005, 7 miles away, rents for 15% less ($2,078/mo), about $4,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 41091. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$29,400/yr
At $2,450/mo median
Location
CityUnion
StateKY
CountyBoone County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +20.7% MoM), not inventory.
Demographics

Who lives here

ZIP 41091 (Union, KY) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 52.6% of residents hold a bachelor's degree or higher.

Population
25,244
Median income
$136,307
Median age
39.3
Renters
10%
Age distribution
31%
13.4%
29%
15.2%
Under 1831%
18–3413.4%
35–5429%
55–6411.4%
65+15.2%
Gender
52.2%
47.8%
Male52.2%
Female47.8%
Race & ethnicity
87.6%
White87.6%
Black2.8%
Hispanic2.4%
Asian2.9%
Other4.3%
Education (25+)
19.9%
24.6%
52.6%
No HS diploma2.8%
HS diploma19.9%
Some college24.6%
Bachelor's+52.6%
Housing tenure
90%
Owner90%
Renter10%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 41091 in Union, KY has changed in 5 years

Income
$124,031 → $136,307
up 9.9%
Population
23,992 → 25,244
up 5.2%
Renter share
6.8% → 10%
+3.2 pts
Bachelor's+
52.4% → 52.6%
+0.2 pts
Median age
38 → 39.3
+1.3 yrs

Median household income grew from $124,031 to $136,307 between 2021 and 2024, a 9.9% shift. Headcount in the area went from 23,992 to 25,244 between 2021 and 2024, a 5.2% change. About 10% of households rent today, against 6.8% in 2021.

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Local insights

Tips for renters in ZIP 41091

About renting in ZIP 41091

Last updated: July 20, 2026

ZIP code 41091 covers Union, KY. The median rent here is $2,450/mo as of July 2026. A 1-bedroom rents for a median of $1,580/mo. A 2-bedroom rents for a median of $2,030/mo.

At 22% of local median household income ($136,307/yr), ZIP 41091 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 41091?

To keep rent at or below 30% of gross income, you would need to earn at least $98,000/year (about $47/hour full-time) to afford the median rent of $2,450/mo in ZIP 41091. The local median household income is $136,307/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 41091?

Rent in ZIP 41091 has been roughly flat over the past year, a 0.0% change.

How does ZIP 41091 compare to other ZIPs in Kentucky?

ZIP 41091 is one of the pricier among Kentucky ZIP codes for rent, ranking #2 of 83 at $2,450/mo.
Income Affordability
22%
VERY AFFORDABLE

At $2,450/mo, rent takes ~22% of ZIP 41091's median household income ($136,307/yr). The standard benchmark is 30%.

ZIP 41091 22%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 41091 (Union, KY)

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