ZIP Code · KY

ZIP 42240

Pop. 41,415·Christian County·73rd most expensive ZIP in Kentucky
Median rent (all units)
$1,035/mo
Year-over-Year
+3.6%
Month-over-Month
+0.4%
vs US Median
-$897
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 42240 · $1,035
More affordable than 97% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$960
1 BR
$970
2 BR
$1,190
3 BR
$1,650
4 BR+
$2,000
Research median
$1,190/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 42240 is at its highest level since Zillow's records here began in February 2023.

Past year vs. the rest of Kentucky

Rent in ZIP 42240 changed +3.6% over the year to September 2026. Across the 63 Kentucky ZIP codes Zillow tracks, the typical change was +3.3%.

Recent direction

Rent has risen 3 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($51,534) is $1,288 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,190); a 3-bedroom is $1,650.

From Zillow's monthly rent index (ZORI) for ZIP 42240. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$12,420/yr
At $1,035/mo median
Location
StateKY
CountyChristian County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.6% YoY, +0.4% MoM), not inventory.
Demographics

Who lives here

ZIP 42240 (Hopkinsville, KY) is roughly split between renters and owners, has a large share of families with children, has a median income below the national average, 21.5% of residents hold a bachelor's degree or higher.

Population
41,415
Median income
$51,534
Median age
35.1
Renters
46.8%
Age distribution
25.7%
24.2%
21.5%
17.1%
Under 1825.7%
18–3424.2%
35–5421.5%
55–6411.5%
65+17.1%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
67.1%
22.2%
White67.1%
Black22.2%
Hispanic4.9%
Asian0.8%
Other5%
Education (25+)
13.8%
32.9%
31.8%
21.5%
No HS diploma13.8%
HS diploma32.9%
Some college31.8%
Bachelor's+21.5%
Housing tenure
53.2%
46.8%
Owner53.2%
Renter46.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 42240 in Hopkinsville, KY has changed in 5 years

Rent
$874 → $1,035
up 18.4%
Income
$43,747 → $51,534
up 17.8%
Population
41,318 → 41,415
up 0.2%
Renter share
46.7% → 46.8%
+0.1 pts
Bachelor's+
19.2% → 21.5%
+2.3 pts
Median age
36.5 → 35.1
-1.4 yrs

Five years ago, renters in ZIP 42240 in Hopkinsville, KY paid around $874 a month. That figure now sits near $1,035, up 18.4% from the 2023 baseline. Household income in the area moved from $43,747 to $51,534 across the same window, up 17.8% versus 2021. Bachelor's-degree-or-higher attainment moved from 19.2% to 21.5% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 42240 in Hopkinsville, KY look reasonable against where the market sat half a decade ago.

Community

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Local insights

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About renting in ZIP 42240

Last updated: October 17, 2026

ZIP code 42240 covers Hopkinsville, KY. The median rent here is $1,035/mo as of October 2026. A 1-bedroom rents for a median of $970/mo. A 2-bedroom rents for a median of $1,190/mo.

At 24% of local median household income ($51,534/yr), ZIP 42240 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 42240?

To keep rent at or below 30% of gross income, you would need to earn at least $41,000/year (about $20/hour full-time) to afford the median rent of $1,035/mo in ZIP 42240. The local median household income is $51,534/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 42240?

Rent in ZIP 42240 has risen 3.6% over the past year as of September 2026. That is the highest level since Zillow's records here began in February 2023.

How does ZIP 42240 compare to other ZIPs in Kentucky?

ZIP 42240 is one of the more affordable among Kentucky ZIP codes for rent, ranking #73 of 78 at $1,035/mo. Over the year to September 2026, rent in ZIP 42240 changed +3.6%, against a typical +3.3% across the 63 Kentucky ZIP codes Zillow tracks.

How does ZIP 42240 compare to the rest of Hopkinsville?

ZIP 42240 sits right at the Hopkinsville citywide median of $1,035/mo.
Income Affordability
24%
VERY AFFORDABLE

At $1,035/mo, rent takes ~24% of ZIP 42240's median household income ($51,534/yr). The standard benchmark is 30%.

ZIP 42240 24%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 42240 (Hopkinsville, KY)

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