ZIP Code · KY

ZIP 42262

Pop. 9,665·Christian County·58th most expensive ZIP in Kentucky
Median rent (all units)
$1,235/mo
Year-over-Year
+4.2%
Month-over-Month
+0.2%
vs US Median
-$697
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 42262 · $1,235
More affordable than 90% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,090
1 BR
$1,090
2 BR
$1,340
3 BR
$1,860
4 BR+
$2,250
Research median
$1,340/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 42262 usually run 0.7% below trend in February and 0.7% above it in July, about $17 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 42262 is at its highest level since Zillow's records here began in May 2021.

Past year vs. the rest of Kentucky

Rent in ZIP 42262 changed +4.2% over the year to September 2026. Across the 63 Kentucky ZIP codes Zillow tracks, the typical change was +3.3%.

Recent direction

Rent has risen 7 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($51,975) is $1,299 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,090); a 2-bedroom is $1,340.

From Zillow's monthly rent index (ZORI) for ZIP 42262. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$14,820/yr
At $1,235/mo median
Location
StateKY
CountyChristian County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.2% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.2% YoY, +0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 42262 (Oak Grove, KY) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 11.4% of residents hold a bachelor's degree or higher.

Population
9,665
Median income
$51,975
Median age
24.9
Renters
58.9%
Age distribution
39.3%
37.5%
15.1%
Under 1839.3%
18–3437.5%
35–5415.1%
55–643.8%
65+4.3%
Gender
55%
45%
Male55%
Female45%
Race & ethnicity
64.6%
18.2%
White64.6%
Black18.2%
Hispanic11.9%
Asian1.4%
Other4%
Education (25+)
31.7%
46%
No HS diploma10.8%
HS diploma31.7%
Some college46%
Bachelor's+11.4%
Housing tenure
41.1%
58.9%
Owner41.1%
Renter58.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 42262 in Oak Grove, KY has changed in 5 years

Rent
$1,083 → $1,235
up 14.0%
Income
$38,199 → $51,975
up 36.1%
Population
9,037 → 9,665
up 6.9%
Renter share
62.1% → 58.9%
-3.2 pts
Bachelor's+
12.5% → 11.4%
-1.1 pts

Since 2022, the typical rent in ZIP 42262 in Oak Grove, KY has increased from $1,083 to $1,235, a 14.0% change over five years. Median household income rose from $38,199 to $51,975 between 2021 and 2024, a 36.1% shift. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 6.9% since 2021, moving from about 9,037 residents to roughly 9,665. Renters now make up 58.9% of households, compared with 62.1% five years ago. Taken together, the five-year picture in ZIP 42262 in Oak Grove, KY reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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Local insights

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About renting in ZIP 42262

Last updated: October 17, 2026

ZIP code 42262 covers Oak Grove, KY. The median rent here is $1,235/mo as of October 2026. A 1-bedroom rents for a median of $1,090/mo. A 2-bedroom rents for a median of $1,340/mo.

At 29% of local median household income ($51,975/yr), ZIP 42262 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 42262?

To keep rent at or below 30% of gross income, you would need to earn at least $49,000/year (about $24/hour full-time) to afford the median rent of $1,235/mo in ZIP 42262. The local median household income is $51,975/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 42262?

Rent in ZIP 42262 has risen 4.2% over the past year as of September 2026. That is the highest level since Zillow's records here began in May 2021.

When is the cheapest time to rent in ZIP 42262?

Asking rents in ZIP 42262 are usually lowest in February, about 0.7% below their yearly trend, and highest in July, about 0.7% above it. At today's median that is a gap of roughly $17 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 42262 compare to other ZIPs in Kentucky?

ZIP 42262 is one of the more affordable among Kentucky ZIP codes for rent, ranking #58 of 78 at $1,235/mo. Over the year to September 2026, rent in ZIP 42262 changed +4.2%, against a typical +3.3% across the 63 Kentucky ZIP codes Zillow tracks.

How does ZIP 42262 compare to the rest of Oak Grove?

At $1,235/mo, ZIP 42262 is $4 below the Oak Grove citywide median of $1,239/mo.
Income Affordability
29%
AFFORDABLE

At $1,235/mo, rent takes ~29% of ZIP 42262's median household income ($51,975/yr). The standard benchmark is 30%.

ZIP 42262 29%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 42262 (Oak Grove, KY)

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