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ZIP Code · KY

ZIP 42301

Pop. 45,445·Daviess County·53rd most expensive ZIP in Kentucky
Median rent (all units)
$1,287/mo
Year-over-Year
+7.4%
Month-over-Month
+8.2%
vs US Median
-$675
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 42301 · $1,287
More affordable than 87% of US ZIP codes · National median $1,962/mo
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Medians by bedroom

Rent by unit size

Studio
$890
1 BR
$890
2 BR
$1,170
3 BR
$1,550
4 BR+
$1,550
Research median
$1,170/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$15,444/yr
At $1,287/mo median
Location
StateKY
CountyDaviess County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.4% YoY, +8.2% MoM), not inventory.
Demographics

Who lives here

ZIP 42301 (Owensboro, KY) is majority owner-occupied, has a large share of families with children, 26.5% of residents hold a bachelor's degree or higher.

Population
45,445
Median income
$66,885
Median age
36.6
Renters
37%
Age distribution
25.1%
22.8%
23.6%
12.4%
16.2%
Under 1825.1%
18–3422.8%
35–5423.6%
55–6412.4%
65+16.2%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
82.3%
White82.3%
Black6.5%
Hispanic4.7%
Asian2.9%
Other3.6%
Education (25+)
33.4%
32.1%
26.5%
No HS diploma8%
HS diploma33.4%
Some college32.1%
Bachelor's+26.5%
Housing tenure
63%
37%
Owner63%
Renter37%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 42301 in Owensboro, KY has changed in 5 years

Income
$53,202 → $66,885
up 25.7%
Population
45,349 → 45,445
up 0.2%
Renter share
37.5% → 37%
-0.5 pts
Bachelor's+
25.7% → 26.5%
+0.8 pts

Census figures show median household income at $66,885 today, compared with $53,202 five years earlier.

Community

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Local insights

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About renting in ZIP 42301

Last updated: August 17, 2026

ZIP code 42301 covers Owensboro, KY. The median rent here is $1,287/mo as of August 2026. A 1-bedroom rents for a median of $890/mo. A 2-bedroom rents for a median of $1,170/mo.

At 23% of local median household income ($66,885/yr), ZIP 42301 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 42301?

As of August 17, 2026, the median monthly rent in ZIP 42301 (Owensboro, KY) is $1,287. This is based on aggregated data from public sources and community submissions.

How does ZIP 42301 rent compare to the US average?

ZIP 42301's median rent of $1,287/mo is $675 (34%) below the US national median of $1,962/mo.

How does ZIP 42301 compare to other ZIPs in Kentucky?

ZIP 42301 falls in the middle range for Kentucky, ranking #53 out of 80 ZIPs at $1,287/mo.

How much income do you need to rent in ZIP 42301?

To keep rent at or below 30% of gross income, you would need to earn at least $51,000/year (~$25/hour full-time) to afford the median rent of $1,287/mo in ZIP 42301. The local median household income is $66,885/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 42301?

Rent in ZIP 42301 has increased 7.4% over the past year as of August 17, 2026, putting upward pressure on renter budgets.

Is ZIP 42301 an affordable place to rent?

ZIP 42301 is considered very affordable for renters. At $1,287/mo, rent takes approximately 23% of the local median household income ($66,885/yr). The standard benchmark is 30%. ZIP 42301 falls comfortably within that range.

What percentage of ZIP 42301 residents rent vs. own?

According to Census data, approximately 37% of ZIP 42301 households are renters, while 63% are owner-occupied. ZIP 42301 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 42301 compare to the rest of Owensboro?

ZIP 42301 is pricier than Owensboro as a whole. At $1,287/mo, it's $126 above the Owensboro citywide median of $1,161/mo.

When was rent data for ZIP 42301 last updated?

Rent data for ZIP 42301 reflects August 17, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
23%
VERY AFFORDABLE

At $1,287/mo, rent takes ~23% of ZIP 42301's median household income ($66,885/yr). The standard benchmark is 30%.

ZIP 42301 23%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 42301 (Owensboro, KY)

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