ZIP Code · OH

ZIP 44094

Part of Willoughby, OH

Pop. 36,873·Lake County·96th most expensive ZIP in Ohio

Median rent (all units)

$1,428/mo

Year-over-Year

+4.8%

Month-over-Month

-0.7%

vs US Median

-$504

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 44094 · $1,428

More affordable than 78% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,080

1 BR

$1,220

2 BR

$1,480

3 BR

$1,900

4 BR+

$2,040

Research median

$1,480/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 44094 usually run 1.2% below trend in January and 1.2% above it in August, about $34 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 44094 is 0.7% below its high of $1,438 in August 2026, at $1,428 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 44094 changed +4.8% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($78,772) is $1,969 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,900); a 4-bedroom is $2,040.

Cheaper nearby

ZIP 44095, 4 miles away, rents for 12% less ($1,252/mo), about $2,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 44094. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$17,136/yr

At $1,428/mo median

Location

CityWilloughby

StateOH

CountyLake County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.8% YoY, -0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 44094 (Willoughby, OH) is majority owner-occupied, has a large retiree population, 40.1% of residents hold a bachelor's degree or higher.

Population

36,873

Median income

$78,772

Median age

Renters

33.3%

Age distribution

16.8%

19.7%

23.4%

15.4%

24.7%

Under 1816.8%

18–3419.7%

35–5423.4%

55–6415.4%

65+24.7%

Gender

47.7%

52.3%

Male47.7%

Female52.3%

Race & ethnicity

86.8%

White86.8%

Black6.7%

Hispanic1.5%

Asian1.7%

Other3.3%

Education (25+)

27%

28.6%

40.1%

No HS diploma4.3%

HS diploma27%

Some college28.6%

Bachelor's+40.1%

Housing tenure

66.7%

33.3%

Owner66.7%

Renter33.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 44094 in Willoughby, OH has changed in 5 years

Rent

$1,028 → $1,428

up 38.9%

Income

$68,792 → $78,772

up 14.5%

Population

37,049 → 36,873

down 0.5%

Renter share

35.1% → 33.3%

-1.8 pts

Bachelor's+

37.3% → 40.1%

+2.8 pts

Median age

44.9 → 47

+2.1 yrs

Five years ago, renters in ZIP 44094 in Willoughby, OH paid around $1,028 a month. That figure now sits near $1,428, up 38.9% from the 2021 baseline. Median household income climbed from $68,792 to $78,772 between 2021 and 2024, a 14.5% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has eased from 35.1% to 33.3%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 37.3% to 40.1% across the same window. Taken together, the five-year picture in ZIP 44094 in Willoughby, OH reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 44094

Last updated: October 17, 2026

ZIP code 44094 covers Willoughby, OH. The median rent here is $1,428/mo as of October 2026. A 1-bedroom rents for a median of $1,220/mo. A 2-bedroom rents for a median of $1,480/mo.

At 22% of local median household income ($78,772/yr), ZIP 44094 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 44094?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (about $27/hour full-time) to afford the median rent of $1,428/mo in ZIP 44094. The local median household income is $78,772/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 44094?

Rent in ZIP 44094 has risen 4.8% over the past year as of September 2026. It sits 0.7% below its high of $1,438 in August 2026.

When is the cheapest time to rent in ZIP 44094?

Asking rents in ZIP 44094 are usually lowest in January, about 1.2% below their yearly trend, and highest in August, about 1.2% above it. At today's median that is a gap of roughly $34 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 44094 compare to other ZIPs in Ohio?

ZIP 44094 is in the middle among Ohio ZIP codes for rent, ranking #96 of 229 at $1,428/mo. Over the year to September 2026, rent in ZIP 44094 changed +4.8%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.