ZIP Code · OH

ZIP 45044

Part of Middletown, OH

Pop. 56,217·Butler County·91st most expensive ZIP in Ohio

Median rent (all units)

$1,452/mo

Year-over-Year

+2.4%

Month-over-Month

-0.5%

vs US Median

-$480

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 45044 · $1,452

More affordable than 76% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$870

1 BR

$960

2 BR

$1,230

3 BR

$1,620

4 BR+

$1,800

Research median

$1,230/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 45044 is 0.5% below its high of $1,459 in August 2026, at $1,452 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45044 changed +2.4% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($73,732) is $1,843 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,800).

Cheaper nearby

ZIP 45042, 5 miles away, rents for 30% less ($1,012/mo), about $5,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45044. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$17,424/yr

At $1,452/mo median

Location

CityMiddletown

StateOH

CountyButler County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+2.4% YoY, -0.5% MoM), not inventory.

Demographics

Who lives here

ZIP 45044 (Middletown, OH) is majority owner-occupied, has a large share of families with children, 29.8% of residents hold a bachelor's degree or higher.

Population

56,217

Median income

$73,732

Median age

36.8

Renters

38.1%

Age distribution

26.5%

21.2%

27.1%

14.1%

Under 1826.5%

18–3421.2%

35–5427.1%

55–6411.1%

65+14.1%

Gender

48.9%

51.1%

Male48.9%

Female51.1%

Race & ethnicity

72.4%

12.5%

White72.4%

Black12.5%

Hispanic7.4%

Asian2.5%

Other5.2%

Education (25+)

32.8%

25.7%

29.8%

No HS diploma11.7%

HS diploma32.8%

Some college25.7%

Bachelor's+29.8%

Housing tenure

61.9%

38.1%

Owner61.9%

Renter38.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 45044 in Middletown, OH has changed in 5 years

Rent

$1,121 → $1,452

up 29.5%

Income

$66,091 → $73,732

up 11.6%

Population

54,339 → 56,217

up 3.5%

Renter share

35.9% → 38.1%

+2.2 pts

Bachelor's+

29.2% → 29.8%

+0.6 pts

Median age

37.6 → 36.8

-0.8 yrs

Rent in ZIP 45044 in Middletown, OH has increased 29.5% since 2022, going from about $1,121 per month to roughly $1,452 today. On the earnings side, the typical household in ZIP 45044 in Middletown, OH now reports about $73,732, up from $66,091 in 2021. Rent outpaced income growth by roughly 17.9 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 54,339 to 56,217 between 2021 and 2024, a 3.5% change. About 38.1% of households rent today, against 35.9% in 2021. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 45044 in Middletown, OH reflects that arc in its own way.

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About renting in ZIP 45044

Last updated: October 17, 2026

ZIP code 45044 covers Middletown, OH. The median rent here is $1,452/mo as of October 2026. A 1-bedroom rents for a median of $960/mo. A 2-bedroom rents for a median of $1,230/mo.

At 24% of local median household income ($73,732/yr), ZIP 45044 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45044?

To keep rent at or below 30% of gross income, you would need to earn at least $58,000/year (about $28/hour full-time) to afford the median rent of $1,452/mo in ZIP 45044. The local median household income is $73,732/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45044?

Rent in ZIP 45044 has risen 2.4% over the past year as of September 2026. It sits 0.5% below its high of $1,459 in August 2026.

How does ZIP 45044 compare to other ZIPs in Ohio?

ZIP 45044 is in the middle among Ohio ZIP codes for rent, ranking #91 of 229 at $1,452/mo. Over the year to September 2026, rent in ZIP 45044 changed +2.4%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.