ZIP Code · OH

ZIP 45069

Pop. 56,037·Butler County·15th most expensive ZIP in Ohio
Median rent (all units)
$1,906/mo
Year-over-Year
+2.5%
Month-over-Month
-0.4%
vs US Median
-$26
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 45069 · $1,906
More expensive than 56% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,330
1 BR
$1,460
2 BR
$1,880
3 BR
$2,480
4 BR+
$2,750
Research median
$1,880/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 45069 usually run 1.7% below trend in January and 1.6% above it in July, about $63 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 45069 is 0.5% below its high of $1,915 in July 2026, at $1,906 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45069 changed +2.5% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent has fallen 2 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($114,631) is $2,866 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,750).

Cheaper nearby

ZIP 45241, 5 miles away, rents for 29% less ($1,357/mo), about $6,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45069. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$22,872/yr
At $1,906/mo median
Location
StateOH
CountyButler County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+2.5% YoY, -0.4% MoM), not inventory.
Demographics

Who lives here

ZIP 45069 (West Chester, OH) is majority owner-occupied, has a median income above the national average, 52.9% of residents hold a bachelor's degree or higher.

Population
56,037
Median income
$114,631
Median age
38.3
Renters
23.2%
Age distribution
24.2%
21.3%
24.3%
13.4%
16.8%
Under 1824.2%
18–3421.3%
35–5424.3%
55–6413.4%
65+16.8%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
72.3%
White72.3%
Black8.6%
Hispanic5%
Asian10.7%
Other3.4%
Education (25+)
18.2%
23.4%
52.9%
No HS diploma5.5%
HS diploma18.2%
Some college23.4%
Bachelor's+52.9%
Housing tenure
76.8%
23.2%
Owner76.8%
Renter23.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45069 in West Chester, OH has changed in 5 years

Rent
$1,428 → $1,906
up 33.5%
Income
$105,129 → $114,631
up 9.0%
Population
54,521 → 56,037
up 2.8%
Renter share
21.1% → 23.2%
+2.1 pts
Bachelor's+
53.9% → 52.9%
-1.0 pts
Median age
39.3 → 38.3
-1.0 yrs

Since 2021, the typical rent in ZIP 45069 in West Chester, OH has climbed from $1,428 to $1,906, a 33.5% change over five years. Median household income rose from $105,129 to $114,631 between 2021 and 2024, a 9.0% shift. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 2.8% since 2021, moving from about 54,521 residents to roughly 56,037. Renters now make up 23.2% of households, compared with 21.1% five years ago. Taken together, the five-year picture in ZIP 45069 in West Chester, OH reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 45069

Last updated: October 17, 2026

ZIP code 45069 covers West Chester, OH. The median rent here is $1,906/mo as of October 2026. A 1-bedroom rents for a median of $1,460/mo. A 2-bedroom rents for a median of $1,880/mo.

At 20% of local median household income ($114,631/yr), ZIP 45069 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45069?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (about $37/hour full-time) to afford the median rent of $1,906/mo in ZIP 45069. The local median household income is $114,631/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45069?

Rent in ZIP 45069 has risen 2.5% over the past year as of September 2026. It sits 0.5% below its high of $1,915 in July 2026.

When is the cheapest time to rent in ZIP 45069?

Asking rents in ZIP 45069 are usually lowest in January, about 1.7% below their yearly trend, and highest in July, about 1.6% above it. At today's median that is a gap of roughly $63 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 45069 compare to other ZIPs in Ohio?

ZIP 45069 is one of the pricier among Ohio ZIP codes for rent, ranking #15 of 229 at $1,906/mo. Over the year to September 2026, rent in ZIP 45069 changed +2.5%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.

How does ZIP 45069 compare to the rest of West Chester?

At $1,906/mo, ZIP 45069 is $47 above the West Chester citywide median of $1,859/mo.
Income Affordability
20%
VERY AFFORDABLE

At $1,906/mo, rent takes ~20% of ZIP 45069's median household income ($114,631/yr). The standard benchmark is 30%.

ZIP 45069 20%Benchmark 30%
State income tax2.75–3.5%
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