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ZIP Code · OH

ZIP 45040

Part of Mason, OH
Pop. 59,518·Warren County·8th most expensive ZIP in Ohio
Median rent (all units)
$2,086/mo
Year-over-Year
+12.4%
Month-over-Month
+1.5%
vs US Median
+$121
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 45040 · $2,086
More expensive than 65% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,440
1 BR
$1,580
2 BR
$2,030
3 BR
$2,680
4 BR+
$2,960
Research median
$2,030/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$25,032/yr
At $2,086/mo median
Location
CityMason
StateOH
CountyWarren County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 12.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+12.4% YoY, +1.5% MoM), not inventory.
Demographics

Who lives here

ZIP 45040 (Mason, OH) is majority owner-occupied, has a median income above the national average, 63% of residents hold a bachelor's degree or higher.

Population
59,518
Median income
$133,240
Median age
41.5
Renters
22.3%
Age distribution
24.7%
16.4%
30.8%
14%
14.1%
Under 1824.7%
18–3416.4%
35–5430.8%
55–6414%
65+14.1%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
69%
19.7%
White69%
Black3.6%
Hispanic4%
Asian19.7%
Other3.6%
Education (25+)
13.6%
20.1%
63%
No HS diploma3.3%
HS diploma13.6%
Some college20.1%
Bachelor's+63%
Housing tenure
77.7%
22.3%
Owner77.7%
Renter22.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45040 in Mason, OH has changed in 5 years

Rent
$1,410 → $2,086
up 47.9%
Income
$117,487 → $133,240
up 13.4%
Population
56,659 → 59,518
up 5.0%
Renter share
23.5% → 22.3%
-1.2 pts
Bachelor's+
64.9% → 63%
-1.9 pts
Median age
39.9 → 41.5
+1.6 yrs

Compared with 2021, rent in ZIP 45040 in Mason, OH has increased by $676 per month, settling near $2,086 after starting the period at $1,410. Household income in the area moved from $117,487 to $133,240 across the same window, up 13.4% versus 2021. Rent outpaced income growth by roughly 34.5 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 56,659 to 59,518 between 2021 and 2024, a 5.0% change. Reading these numbers side by side helps frame whether current listings in ZIP 45040 in Mason, OH look reasonable against where the market sat half a decade ago.

Community

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Local insights

Tips for renters in ZIP 45040

About renting in ZIP 45040

Last updated: July 20, 2026

ZIP code 45040 covers Mason, OH. The median rent here is $2,086/mo as of July 2026. A 1-bedroom rents for a median of $1,580/mo. A 2-bedroom rents for a median of $2,030/mo.

At 19% of local median household income ($133,240/yr), ZIP 45040 ranks as affordable compared to the national benchmark of 30%. Rents have increased 12.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 45040?

As of July 20, 2026, the median monthly rent in ZIP 45040 (Mason, OH) is $2,086. This is based on aggregated data from public sources and community submissions.

How does ZIP 45040 rent compare to the US average?

ZIP 45040's median rent of $2,086/mo is $121 (6%) above the US national median of $1,965/mo.

How does ZIP 45040 compare to other ZIPs in Ohio?

ZIP 45040 is one of the pricier ZIP codes in Ohio, ranking #8 out of 232 ZIPs tracked at $2,086/mo.

How much income do you need to rent in ZIP 45040?

To keep rent at or below 30% of gross income, you would need to earn at least $83,000/year (~$40/hour full-time) to afford the median rent of $2,086/mo in ZIP 45040. The local median household income is $133,240/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 45040?

Rent in ZIP 45040 has increased 12.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 45040 an affordable place to rent?

ZIP 45040 is considered very affordable for renters. At $2,086/mo, rent takes approximately 19% of the local median household income ($133,240/yr). The standard benchmark is 30%. ZIP 45040 falls comfortably within that range.

What percentage of ZIP 45040 residents rent vs. own?

According to Census data, approximately 22.3% of ZIP 45040 households are renters, while 77.7% are owner-occupied. ZIP 45040 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 45040 compare to the rest of Mason?

ZIP 45040 is more affordable than Mason overall. At $2,086/mo, it's $11 below the Mason citywide median of $2,097/mo.

When was rent data for ZIP 45040 last updated?

Rent data for ZIP 45040 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $2,086/mo, rent takes ~19% of ZIP 45040's median household income ($133,240/yr). The standard benchmark is 30%.

ZIP 45040 19%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

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