ZIP Code · OH

ZIP 45202

Pop. 17,869·Hamilton County·61st most expensive ZIP in Ohio
Median rent (all units)
$1,594/mo
Year-over-Year
+2.5%
Month-over-Month
+0.8%
vs US Median
-$338
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 45202 · $1,594
More affordable than 66% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,440
1 BR
$1,580
2 BR
$2,030
3 BR
$2,680
4 BR+
$2,960
Research median
$2,030/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

November. Asking rents in ZIP 45202 usually run 0.6% below trend in November and 0.5% above it in August, about $18 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 45202 is at its highest level since Zillow's records here began in September 2016.

Past year vs. the rest of Ohio

Rent in ZIP 45202 changed +2.5% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 45202 rose 18.6% while median household income rose 44.5% ($66,185 to $95,633). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 45202 is 19.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 4 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($95,633) is $2,391 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,030); a 3-bedroom is $2,680.

Rank in Cincinnati

23rd cheapest of 25 ZIP codes in Cincinnati.

Cheaper nearby

ZIP 45206, 2 miles away, rents for 21% less ($1,258/mo), about $4,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45202. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$19,128/yr
At $1,594/mo median
Location
StateOH
CountyHamilton County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.5% YoY, +0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 45202 (Cincinnati, OH) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 63.6% of residents hold a bachelor's degree or higher.

Population
17,869
Median income
$95,633
Median age
33.3
Renters
73.6%
Age distribution
44.8%
25.3%
Under 188%
18–3444.8%
35–5425.3%
55–6411.3%
65+10.4%
Gender
53.8%
46.2%
Male53.8%
Female46.2%
Race & ethnicity
68.9%
19.4%
White68.9%
Black19.4%
Hispanic4.2%
Asian3.7%
Other3.9%
Education (25+)
12.7%
17.7%
63.6%
No HS diploma6%
HS diploma12.7%
Some college17.7%
Bachelor's+63.6%
Housing tenure
26.4%
73.6%
Owner26.4%
Renter73.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45202 in Cincinnati, OH has changed in 5 years

Rent
$1,320 → $1,594
up 20.8%
Income
$80,178 → $95,633
up 19.3%
Population
15,293 → 17,869
up 16.8%
Renter share
76% → 73.6%
-2.4 pts
Bachelor's+
63.3% → 63.6%
+0.3 pts

Compared with 2021, rent in ZIP 45202 in Cincinnati, OH has increased by $274 per month, settling near $1,594 after starting the period at $1,320. Local incomes tracked alongside that move, going from a median of $80,178 in 2021 to $95,633 more recently. Headcount in the area went from 15,293 to 17,869 between 2021 and 2024, a 16.8% change. About 73.6% of households rent today, against 76% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 45202 in Cincinnati, OH market of 2021.

Community

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About renting in ZIP 45202

Last updated: October 17, 2026

ZIP code 45202 covers Cincinnati, OH. The median rent here is $1,594/mo as of October 2026. A 1-bedroom rents for a median of $1,580/mo. A 2-bedroom rents for a median of $2,030/mo.

At 20% of local median household income ($95,633/yr), ZIP 45202 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45202?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (about $31/hour full-time) to afford the median rent of $1,594/mo in ZIP 45202. The local median household income is $95,633/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45202?

Rent in ZIP 45202 has risen 2.5% over the past year as of September 2026. That is the highest level since Zillow's records here began in September 2016.

When is the cheapest time to rent in ZIP 45202?

Asking rents in ZIP 45202 are usually lowest in November, about 0.6% below their yearly trend, and highest in August, about 0.5% above it. At today's median that is a gap of roughly $18 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 45202?

No. From 2019 to 2024, rent in ZIP 45202 rose 18.6% while median household income rose 44.5%, from $66,185 to $95,633. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 45202 compare to other ZIPs in Ohio?

ZIP 45202 is one of the pricier among Ohio ZIP codes for rent, ranking #61 of 229 at $1,594/mo. Over the year to September 2026, rent in ZIP 45202 changed +2.5%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.

How does ZIP 45202 compare to the rest of Cincinnati?

At $1,594/mo, ZIP 45202 is $162 above the Cincinnati citywide median of $1,432/mo. It is the 23rd cheapest of 25 ZIP codes in Cincinnati.
Income Affordability
20%
VERY AFFORDABLE

At $1,594/mo, rent takes ~20% of ZIP 45202's median household income ($95,633/yr). The standard benchmark is 30%.

ZIP 45202 20%Benchmark 30%
State income tax2.75–3.5%
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