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City Report · OH

Cincinnati

Pop. 311,224·64th most expensive in Ohio·Rental market data updated monthly for Cincinnati, OH
Median rent (all units)
$1,432/mo
Year-over-Year
+2.8%
Month-over-Month
+0.2%
vs US Median
-$500
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Cincinnati · $1,432
More affordable than 80% of US cities · National median $1,932/mo
Rent Reality Score
61/100
Good value
OverheatedFairGreat value

Rents are 6% below what Cincinnati's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,432/mo
Expected by trend
$1,517/mo
The Rent Reality Score compares today's median rent to where Cincinnati's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$878
1 BR
$989
2 BR
$1,283
3 BR
$1,702
4 BR+
$1,882
Fair Market Rent (HUD)
$1,283/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,432 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in Cincinnati usually run 0.6% below trend in February and 0.5% above it in July, about $16 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Cincinnati is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of Ohio

Rent in Cincinnati changed +2.8% over the year to September 2026. Across the 93 Ohio cities Zillow tracks, the typical change was +4.3%.

Rent vs. income since 2019

From 2019 to 2024, rent in Cincinnati rose 38.6% while median household income rose 30.2% ($40,640 to $52,909). Rent outpaced income.

Since before the pandemic

Rent in Cincinnati is 41.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 9 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($52,909) is $1,323 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,283); a 3-bedroom is $1,702.

Spread across ZIP codes

The priciest of 25 ZIP codes in Cincinnati, 45219 ($1,873/mo), costs 1.6 times the cheapest, 45238 ($1,159/mo).

Cheaper nearby

Norwood, 2 miles away, rents for 12% less ($1,259/mo), about $2,100 a year in savings.

From Zillow's monthly rent index (ZORI) for Cincinnati. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,184/yr
At $1,432/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.8% YoY, +0.2% MoM), not inventory.
Rent check

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Demographics

Who lives here

Cincinnati, OH is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 41.8% of residents hold a bachelor's degree or higher.

Population
311,224
Median income
$52,909
Median age
33.2
Renters
60.2%
Age distribution
20.7%
32.2%
22.9%
13.5%
Under 1820.7%
18–3432.2%
35–5422.9%
55–6410.7%
65+13.5%
Gender
48.4%
51.6%
Male48.4%
Female51.6%
Race & ethnicity
49%
36.5%
White49%
Black36.5%
Hispanic6.1%
Asian2.7%
Other5.8%
Education (25+)
23.6%
24.6%
41.8%
No HS diploma10%
HS diploma23.6%
Some college24.6%
Bachelor's+41.8%
Housing tenure
39.8%
60.2%
Owner39.8%
Renter60.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Cincinnati, OH has changed in 5 years

Rent
$1,064 → $1,432
up 34.6%
Income
$45,235 → $52,909
up 17.0%
Population
308,664 → 311,224
up 0.8%
Renter share
60.9% → 60.2%
-0.7 pts
Bachelor's+
39.6% → 41.8%
+2.2 pts
Median age
32.7 → 33.2
+0.5 yrs

Across the past five years, the going rent in Cincinnati, OH has shifted from $1,064 to $1,432, up 34.6% since 2021. On the earnings side, the typical household in Cincinnati, OH now reports about $52,909, up from $45,235 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 39.6% to 41.8% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and Cincinnati, OH reflects that arc in its own way.

Community

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View Cincinnati rent history (2015–2026) →
Salary vs rent

Can you afford rent in Cincinnati on your salary?

At $1,432/mo, how Cincinnati rent compares to typical pay (30% rule).

By apartment size

Cincinnati rent by bedroom count

Median rent for each apartment size in Cincinnati. Click any size for full breakdown.

Local insights

Tips for renters in Cincinnati

About renting in Cincinnati, OH

Last updated: October 17, 2026

The median rent in Cincinnati is $1,432/mo as of October 2026. A studio apartment averages $878/mo while a 2-bedroom runs $1,283/mo. One-bedroom apartments average $989/mo and 3-bedroom units go for $1,702/mo.

At 32% of local median household income ($52,909/yr), Cincinnati ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Cincinnati?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (about $27/hour full-time) to afford the median rent of $1,432/mo in Cincinnati. The local median household income is $52,909/yr, so the typical household falls short of that bar.

Is rent going up or down in Cincinnati?

Rent in Cincinnati has risen 2.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in Cincinnati?

Asking rents in Cincinnati are usually lowest in February, about 0.6% below their yearly trend, and highest in July, about 0.5% above it. At today's median that is a gap of roughly $16 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Cincinnati?

Yes. From 2019 to 2024, rent in Cincinnati rose 38.6% while median household income rose 30.2%, from $40,640 to $52,909. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Cincinnati neighborhoods have the lowest rent?

The most affordable ZIP codes in Cincinnati are 45232 ($980/mo), 45238 ($1,159/mo), and 45237 ($1,173/mo). Citywide, the median rent is $1,432/mo.

How does Cincinnati rent compare to other cities in Ohio?

Cincinnati is in the middle among Ohio cities for rent, ranking #64 of 125 tracked cities at $1,432/mo. Over the year to September 2026, rent in Cincinnati changed +2.8%, against a typical +4.3% across the 93 Ohio cities Zillow tracks.

Which nearby cities are cheaper to rent in than Cincinnati?

Nearby cities with lower median rent than Cincinnati ($1,432/mo) include Norwood ($1,259/mo), and Fort Thomas ($1,386/mo).
Income Affordability
32%
MODERATE

At $1,432/mo, rent takes ~32% of Cincinnati's median household income ($52,909/yr). The standard benchmark is 30%.

Cincinnati 32%Benchmark 30%
State income tax2.75–3.5%
Run the Cincinnati affordability calculator →
Lowest-rent ZIP codes in Cincinnati
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Cincinnati, OH

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