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ZIP Code · OH

ZIP 45342

Pop. 36,152·Montgomery County·142nd most expensive ZIP in Ohio
Median rent (all units)
$1,333/mo
Year-over-Year
+2.9%
Month-over-Month
-1.8%
vs US Median
-$632
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 45342 · $1,333
More affordable than 85% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,120
1 BR
$1,220
2 BR
$1,540
3 BR
$2,000
4 BR+
$2,200
Research median
$1,540/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$15,996/yr
At $1,333/mo median
Location
StateOH
CountyMontgomery County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+2.9% YoY, -1.8% MoM), not inventory.
Demographics

Who lives here

ZIP 45342 (Miamisburg, OH) is majority owner-occupied, 33.3% of residents hold a bachelor's degree or higher.

Population
36,152
Median income
$84,907
Median age
38.3
Renters
34.9%
Age distribution
23.3%
23%
24.5%
13.4%
15.8%
Under 1823.3%
18–3423%
35–5424.5%
55–6413.4%
65+15.8%
Gender
50.3%
49.7%
Male50.3%
Female49.7%
Race & ethnicity
82.9%
White82.9%
Black5.1%
Hispanic2.6%
Asian4.3%
Other5%
Education (25+)
27.2%
33%
33.3%
No HS diploma6.5%
HS diploma27.2%
Some college33%
Bachelor's+33.3%
Housing tenure
65.1%
34.9%
Owner65.1%
Renter34.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45342 in Miamisburg, OH has changed in 5 years

Rent
$967 → $1,333
up 37.8%
Income
$70,855 → $84,907
up 19.8%
Population
36,087 → 36,152
up 0.2%
Renter share
39% → 34.9%
-4.1 pts
Bachelor's+
32.4% → 33.3%
+0.9 pts

The median rent in ZIP 45342 in Miamisburg, OH stood at $967 in 2021 and currently runs about $1,333, reflecting a 37.8% increase over the period. On the earnings side, the typical household in ZIP 45342 in Miamisburg, OH now reports about $84,907, up from $70,855 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. Renters now make up 34.9% of households, compared with 39% five years ago. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 45342 in Miamisburg, OH reflects that arc in its own way.

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Local insights

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About renting in ZIP 45342

Last updated: July 20, 2026

ZIP code 45342 covers Miamisburg, OH. The median rent here is $1,333/mo as of July 2026. A 1-bedroom rents for a median of $1,220/mo. A 2-bedroom rents for a median of $1,540/mo.

At 19% of local median household income ($84,907/yr), ZIP 45342 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 45342?

As of July 20, 2026, the median monthly rent in ZIP 45342 (Miamisburg, OH) is $1,333. This is based on aggregated data from public sources and community submissions.

How does ZIP 45342 rent compare to the US average?

ZIP 45342's median rent of $1,333/mo is $632 (32%) below the US national median of $1,965/mo.

How does ZIP 45342 compare to other ZIPs in Ohio?

ZIP 45342 falls in the middle range for Ohio, ranking #142 out of 232 ZIPs at $1,333/mo.

How much income do you need to rent in ZIP 45342?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (~$25/hour full-time) to afford the median rent of $1,333/mo in ZIP 45342. The local median household income is $84,907/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 45342?

Rent in ZIP 45342 has increased 2.9% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 45342 an affordable place to rent?

ZIP 45342 is considered very affordable for renters. At $1,333/mo, rent takes approximately 19% of the local median household income ($84,907/yr). The standard benchmark is 30%. ZIP 45342 falls comfortably within that range.

What percentage of ZIP 45342 residents rent vs. own?

According to Census data, approximately 34.9% of ZIP 45342 households are renters, while 65.1% are owner-occupied. ZIP 45342 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 45342 compare to the rest of Miamisburg?

ZIP 45342 is pricier than Miamisburg as a whole. At $1,333/mo, it's $1 above the Miamisburg citywide median of $1,332/mo.

When was rent data for ZIP 45342 last updated?

Rent data for ZIP 45342 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $1,333/mo, rent takes ~19% of ZIP 45342's median household income ($84,907/yr). The standard benchmark is 30%.

ZIP 45342 19%Benchmark 30%
State income tax2.75–3.5%
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