ZIP Code · OH

ZIP 45410

Part of Dayton, OH
Pop. 14,694·Montgomery County·151st most expensive ZIP in Ohio
Median rent (all units)
$1,255/mo
Year-over-Year
+1.8%
Month-over-Month
-1.5%
vs US Median
-$677
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 45410 · $1,255
More affordable than 88% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$910
1 BR
$990
2 BR
$1,250
3 BR
$1,620
4 BR+
$1,780
Research median
$1,250/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 45410 is 3.3% below its high of $1,298 in February 2026, at $1,255 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45410 changed +1.8% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($46,651) is $1,166 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($990); a 2-bedroom is $1,250.

Rank in Dayton

5th cheapest of 8 ZIP codes in Dayton.

Cheaper nearby

ZIP 45403, 2 miles away, rents for 14% less ($1,076/mo), about $2,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45410. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$15,060/yr
At $1,255/mo median
Location
CityDayton
StateOH
CountyMontgomery County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.8% YoY, -1.5% MoM), not inventory.
Demographics

Who lives here

ZIP 45410 (Dayton, OH) is roughly split between renters and owners, has a large share of families with children, has a median income below the national average, 22.4% of residents hold a bachelor's degree or higher.

Population
14,694
Median income
$46,651
Median age
33.8
Renters
50.7%
Age distribution
25.1%
26.8%
24.7%
12.7%
Under 1825.1%
18–3426.8%
35–5424.7%
55–6410.7%
65+12.7%
Gender
52.6%
47.4%
Male52.6%
Female47.4%
Race & ethnicity
71.4%
12.9%
White71.4%
Black12.9%
Hispanic6.2%
Asian2.3%
Other7.2%
Education (25+)
12.1%
31.8%
33.8%
22.4%
No HS diploma12.1%
HS diploma31.8%
Some college33.8%
Bachelor's+22.4%
Housing tenure
49.3%
50.7%
Owner49.3%
Renter50.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 45410 in Dayton, OH has changed in 5 years

Rent
$1,076 → $1,255
up 16.6%
Income
$39,018 → $46,651
up 19.6%
Population
16,442 → 14,694
down 10.6%
Renter share
55.1% → 50.7%
-4.4 pts
Bachelor's+
19.9% → 22.4%
+2.5 pts
Median age
31.2 → 33.8
+2.6 yrs

Five years ago, renters in ZIP 45410 in Dayton, OH paid around $1,076 a month. That figure now sits near $1,255, up 16.6% from the 2023 baseline. Household income in the area moved from $39,018 to $46,651 across the same window, up 19.6% versus 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 45410 in Dayton, OH losing about 1,748 residents over the five-year window, down 10.6% on net. The renter share has eased from 55.1% to 50.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 19.9% to 22.4% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 45410 in Dayton, OH look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 45410

Last updated: October 17, 2026

ZIP code 45410 covers Dayton, OH. The median rent here is $1,255/mo as of October 2026. A 1-bedroom rents for a median of $990/mo. A 2-bedroom rents for a median of $1,250/mo.

At 32% of local median household income ($46,651/yr), ZIP 45410 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45410?

To keep rent at or below 30% of gross income, you would need to earn at least $50,000/year (about $24/hour full-time) to afford the median rent of $1,255/mo in ZIP 45410. The local median household income is $46,651/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 45410?

Rent in ZIP 45410 has risen 1.8% over the past year as of September 2026. It sits 3.3% below its high of $1,298 in February 2026.

How does ZIP 45410 compare to other ZIPs in Ohio?

ZIP 45410 is in the middle among Ohio ZIP codes for rent, ranking #151 of 229 at $1,255/mo. Over the year to September 2026, rent in ZIP 45410 changed +1.8%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.

How does ZIP 45410 compare to the rest of Dayton?

At $1,255/mo, ZIP 45410 is $14 above the Dayton citywide median of $1,241/mo. It is the 5th cheapest of 8 ZIP codes in Dayton.
Income Affordability
32%
MODERATE

At $1,255/mo, rent takes ~32% of ZIP 45410's median household income ($46,651/yr). The standard benchmark is 30%.

ZIP 45410 32%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45410 (Dayton, OH)

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