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ZIP Code · OH

ZIP 45404

Part of Dayton, OH
Pop. 9,826·Montgomery County·197th most expensive ZIP in Ohio
Median rent (all units)
$1,093/mo
Year-over-Year
Stable
Month-over-Month
+4.1%
vs US Median
-$872
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 45404 · $1,093
More affordable than 95% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$880
1 BR
$960
2 BR
$1,210
3 BR
$1,570
4 BR+
$1,730
Research median
$1,210/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$13,116/yr
At $1,093/mo median
Location
CityDayton
StateOH
CountyMontgomery County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +4.1% MoM), not inventory.
Demographics

Who lives here

ZIP 45404 (Dayton, OH) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 10.2% of residents hold a bachelor's degree or higher.

Population
9,826
Median income
$38,874
Median age
35.7
Renters
55.9%
Age distribution
26%
22%
21.8%
14.4%
15.7%
Under 1826%
18–3422%
35–5421.8%
55–6414.4%
65+15.7%
Gender
50.4%
49.6%
Male50.4%
Female49.6%
Race & ethnicity
70.9%
20.2%
White70.9%
Black20.2%
Hispanic7.7%
Asian1.7%
Education (25+)
20.1%
40.2%
29.5%
No HS diploma20.1%
HS diploma40.2%
Some college29.5%
Bachelor's+10.2%
Housing tenure
44.1%
55.9%
Owner44.1%
Renter55.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45404 in Dayton, OH has changed in 5 years

Income
$32,397 → $38,874
up 20.0%
Population
10,715 → 9,826
down 8.3%
Renter share
58.4% → 55.9%
-2.5 pts
Bachelor's+
4.3% → 10.2%
+5.9 pts
Median age
31.5 → 35.7
+4.2 yrs

Census figures show median household income at $38,874 today, compared with $32,397 five years earlier. Headcount in the area went from 10,715 to 9,826 between 2021 and 2024, a 8.3% change. About 55.9% of households rent today, against 58.4% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 4.3% to 10.2%.

Community

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Local insights

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About renting in ZIP 45404

Last updated: June 22, 2026

ZIP code 45404 covers Dayton, OH. The median rent here is $1,093/mo as of June 2026. A 1-bedroom rents for a median of $960/mo. A 2-bedroom rents for a median of $1,210/mo.

At 34% of local median household income ($38,874/yr), ZIP 45404 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 45404?

As of June 22, 2026, the median monthly rent in ZIP 45404 (Dayton, OH) is $1,093. This is based on aggregated data from public sources and community submissions.

How does ZIP 45404 rent compare to the US average?

ZIP 45404's median rent of $1,093/mo is $872 (44%) below the US national median of $1,965/mo.

How does ZIP 45404 compare to other ZIPs in Ohio?

ZIP 45404 is among the more affordable ZIP codes in Ohio, ranking #197 out of 230 ZIPs at $1,093/mo.

How much income do you need to rent in ZIP 45404?

To keep rent at or below 30% of gross income, you would need to earn at least $44,000/year (~$21/hour full-time) to afford the median rent of $1,093/mo in ZIP 45404. The local median household income is $38,874/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 45404?

Rent in ZIP 45404 has been relatively stable over the past year, with a 0.0% change year over year as of June 22, 2026.

Is ZIP 45404 an affordable place to rent?

ZIP 45404 is considered moderate for renters. At $1,093/mo, rent takes approximately 34% of the local median household income ($38,874/yr). The standard benchmark is 30%. ZIP 45404 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 45404 residents rent vs. own?

According to Census data, approximately 55.9% of ZIP 45404 households are renters, while 44.1% are owner-occupied. With a majority renter population, ZIP 45404 has a strong rental market.

How does ZIP 45404 compare to the rest of Dayton?

ZIP 45404 is more affordable than Dayton overall. At $1,093/mo, it's $114 below the Dayton citywide median of $1,207/mo.

When was rent data for ZIP 45404 last updated?

Rent data for ZIP 45404 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
34%
MODERATE

At $1,093/mo, rent takes ~34% of ZIP 45404's median household income ($38,874/yr). The standard benchmark is 30%.

ZIP 45404 34%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45404 (Dayton, OH)

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