ZIP Code · OH

ZIP 45458

Pop. 38,712·Montgomery County·58th most expensive ZIP in Ohio
Median rent (all units)
$1,612/mo
Year-over-Year
+2.6%
Month-over-Month
Stable
vs US Median
-$320
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 45458 · $1,612
More affordable than 64% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,170
1 BR
$1,270
2 BR
$1,610
3 BR
$2,090
4 BR+
$2,300
Research median
$1,610/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 45458 is at its highest level since Zillow's records here began in June 2022.

Past year vs. the rest of Ohio

Rent in ZIP 45458 changed +2.6% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent has risen 4 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($110,150) is $2,754 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,300).

Cheaper nearby

ZIP 45342, 7 miles away, rents for 22% less ($1,264/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45458. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$19,344/yr
At $1,612/mo median
Location
StateOH
CountyMontgomery County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.6% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 45458 (Centerville, OH) is majority owner-occupied, has a large retiree population, has a median income above the national average, 60.2% of residents hold a bachelor's degree or higher.

Population
38,712
Median income
$110,150
Median age
41.7
Renters
24.5%
Age distribution
24.8%
16%
27%
20.9%
Under 1824.8%
18–3416%
35–5427%
55–6411.4%
65+20.9%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
74.9%
White74.9%
Black7.6%
Hispanic5.1%
Asian8.6%
Other3.8%
Education (25+)
14.7%
21.4%
60.2%
No HS diploma3.7%
HS diploma14.7%
Some college21.4%
Bachelor's+60.2%
Housing tenure
75.5%
24.5%
Owner75.5%
Renter24.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 45458 in Centerville, OH has changed in 5 years

Rent
$1,368 → $1,612
up 17.8%
Income
$98,558 → $110,150
up 11.8%
Population
36,487 → 38,712
up 6.1%
Renter share
24.5% → 24.5%
+0.0 pts
Bachelor's+
58.1% → 60.2%
+2.1 pts
Median age
42.6 → 41.7
-0.9 yrs

Five years ago, renters in ZIP 45458 in Centerville, OH paid around $1,368 a month. That figure now sits near $1,612, up 17.8% from the 2023 baseline. Census figures show median household income at $110,150 today, compared with $98,558 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 45458 in Centerville, OH adding about 2,225 residents over the five-year window, up 6.1% on net. Bachelor's-degree-or-higher attainment moved from 58.1% to 60.2% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

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Local insights

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About renting in ZIP 45458

Last updated: October 17, 2026

ZIP code 45458 covers Centerville, OH. The median rent here is $1,612/mo as of October 2026. A 1-bedroom rents for a median of $1,270/mo. A 2-bedroom rents for a median of $1,610/mo.

At 18% of local median household income ($110,150/yr), ZIP 45458 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45458?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (about $31/hour full-time) to afford the median rent of $1,612/mo in ZIP 45458. The local median household income is $110,150/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45458?

Rent in ZIP 45458 has risen 2.6% over the past year as of September 2026. That is the highest level since Zillow's records here began in June 2022.

How does ZIP 45458 compare to other ZIPs in Ohio?

ZIP 45458 is one of the pricier among Ohio ZIP codes for rent, ranking #58 of 229 at $1,612/mo. Over the year to September 2026, rent in ZIP 45458 changed +2.6%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.

How does ZIP 45458 compare to the rest of Centerville?

At $1,612/mo, ZIP 45458 is $76 below the Centerville citywide median of $1,688/mo.
Income Affordability
18%
VERY AFFORDABLE

At $1,612/mo, rent takes ~18% of ZIP 45458's median household income ($110,150/yr). The standard benchmark is 30%.

ZIP 45458 18%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45458 (Centerville, OH)

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