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ZIP Code · IN

ZIP 46064

Pop. 18,499·Madison County·7th most expensive ZIP in Indiana
Median rent (all units)
$2,068/mo
Year-over-Year
Stable
Month-over-Month
-5.2%
vs US Median
+$117
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 46064 · $2,068
More expensive than 64% of US ZIP codes · National median $1,951/mo
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Medians by bedroom

Rent by unit size

Studio
$1,060
1 BR
$1,090
2 BR
$1,430
3 BR
$1,890
4 BR+
$1,900
Research median
$1,430/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$24,816/yr
At $2,068/mo median
Location
StateIN
CountyMadison County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -5.2% MoM), not inventory.
Demographics

Who lives here

ZIP 46064 (Pendleton, IN) is majority owner-occupied, has a median income above the national average, 29.8% of residents hold a bachelor's degree or higher.

Population
18,499
Median income
$94,609
Median age
39.6
Renters
14.8%
Age distribution
20.6%
22.2%
27.7%
13.5%
16%
Under 1820.6%
18–3422.2%
35–5427.7%
55–6413.5%
65+16%
Gender
56.1%
43.9%
Male56.1%
Female43.9%
Race & ethnicity
82.9%
White82.9%
Black5.5%
Hispanic5.6%
Asian1.4%
Other4.6%
Education (25+)
30.6%
31.9%
29.8%
No HS diploma7.7%
HS diploma30.6%
Some college31.9%
Bachelor's+29.8%
Housing tenure
85.2%
14.8%
Owner85.2%
Renter14.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46064 in Pendleton, IN has changed in 5 years

Income
$79,246 → $94,609
up 19.4%
Population
16,779 → 18,499
up 10.3%
Renter share
18.1% → 14.8%
-3.3 pts
Bachelor's+
30.3% → 29.8%
-0.5 pts

Household income in the area moved from $79,246 to $94,609 across the same window, up 19.4% versus 2021. Headcount in the area went from 16,779 to 18,499 between 2021 and 2024, a 10.3% change. About 14.8% of households rent today, against 18.1% in 2021.

Community

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Local insights

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About renting in ZIP 46064

Last updated: June 22, 2026

ZIP code 46064 covers Pendleton, IN. The median rent here is $2,068/mo as of June 2026. A 1-bedroom rents for a median of $1,090/mo. A 2-bedroom rents for a median of $1,430/mo.

At 26% of local median household income ($94,609/yr), ZIP 46064 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46064?

As of June 22, 2026, the median monthly rent in ZIP 46064 (Pendleton, IN) is $2,068. This is based on aggregated data from public sources and community submissions.

How does ZIP 46064 rent compare to the US average?

ZIP 46064's median rent of $2,068/mo is $117 (6%) above the US national median of $1,951/mo.

How does ZIP 46064 compare to other ZIPs in Indiana?

ZIP 46064 is one of the pricier ZIP codes in Indiana, ranking #7 out of 141 ZIPs tracked at $2,068/mo.

How much income do you need to rent in ZIP 46064?

To keep rent at or below 30% of gross income, you would need to earn at least $83,000/year (~$40/hour full-time) to afford the median rent of $2,068/mo in ZIP 46064. The local median household income is $94,609/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46064?

Rent in ZIP 46064 has been relatively stable over the past year, with a 0.0% change year over year as of June 22, 2026.

Is ZIP 46064 an affordable place to rent?

ZIP 46064 is considered affordable for renters. At $2,068/mo, rent takes approximately 26% of the local median household income ($94,609/yr). The standard benchmark is 30%. ZIP 46064 falls comfortably within that range.

What percentage of ZIP 46064 residents rent vs. own?

According to Census data, approximately 14.8% of ZIP 46064 households are renters, while 85.2% are owner-occupied. ZIP 46064 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46064 compare to the rest of Pendleton?

ZIP 46064 sits right at the Pendleton citywide median of $2,068/mo.

When was rent data for ZIP 46064 last updated?

Rent data for ZIP 46064 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
26%
AFFORDABLE

At $2,068/mo, rent takes ~26% of ZIP 46064's median household income ($94,609/yr). The standard benchmark is 30%.

ZIP 46064 26%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46064 (Pendleton, IN)

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